Whitley County property record for 7620 Todd St, Corbin, KY 40701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 1996 |
| Lot Size | 1 acres (43,582 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Sep 2026) |
| Tax Bill | $1,450 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-00-00-118.00 |
| Primary APN | 085-00-00-118.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Basement Area | 1,584 sqft |
| Finished Basement | 1,584 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,582 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 7620 TODD ST |
|---|---|
| City | CORBIN |
| State | KY |
| Zip | 40701-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1 ST BRK HS & LT 118 @ BE TOWN SUB |
| Legal Subdivision | BEAR TOWN SUB |
| Legal Lot Number | 118 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CORBIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920302 |
Source: Whitley County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Feb 17, 2017 | Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING AND TRUST CO |
| Feb 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage L&N FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2019 · Amount on Record |
| Deed Document Number | 2026372366 |
| Deed Book / Page | 595 / 572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Sep 22, 2026 |
| Property Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Document Number | 0000372366 |
| Book / Page | 595 / 572 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026372366 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Document Number | 0000372367, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 2026372367 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M666/581 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | M666/581 |
| Instrument | 269406 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 9, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M666/453 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | M666/453 |
| Instrument | 268012 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000613/666 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 613/666 |
| Instrument | 223363 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Feb 20, 2019 |
| Property Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Document Number | 00D549/242 |
| Book / Page | D549 / 242 |
| Map Reference | FILE 266 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 235396 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 SUGAR LN, 126, LILY, KY 40740-3012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7620 TODD ST, CORBIN, KY 40701-8629 |
| Document Number | 000M638235 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | M638/235 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | 10-Year TN |
| Max Rate | 11.3% |
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,450.00 (+5.07%) | $185,000 (-) | $185,000 (-) |
| 2023 | $1,380.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zetalink Fixed Wireless | 200 / 100 |
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