Spotsylvania County property record for 7620 River Rd, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,139 sqft · built 1994 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $5,657 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-4 |
| Primary APN | 11-12-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,139 sqft Finished Area |
| Basement Area | 1,688 sqft |
| Unfinished Basement | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Shingles |
| Roof Material | Composition Shingle |
| Lot Area | 250,470 sqft (5.75 acres) |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,773 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7620 RIVER RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | DOSWELL LOT 4 |
| Legal Subdivision | DOSWELL |
| Legal Lot Number | 4 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | COURTLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20106 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 7620 RIVER RD, FREDERICKSBURG, VA 22407-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit VIRGINIA PTRS BK |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| May 10, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2018 |
| Transfer Doc | 0000007548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 7620 RIVER RD, FREDERICKSBURG, VA 22407-2045 |
| Document Number | 202000025479 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7620 RIVER RD FREDERICKSBURG VA 224072045, FREDERICKSBURG, VA 22407-2045 |
| Document Number | 202000025479 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 25479 |
| Name | VIRGINIA PTRS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 7620 RIVER RD, FREDERICKSBURG, VA 22407-2045 |
| Document Number | 201900021954 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7620 RIVER RD FREDERICKSBURG VA 224072045, FREDERICKSBURG, VA 22407-2045 |
| Document Number | 201900021954 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 21954 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 16, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | May 10, 2018 |
| Property Address | 7620 RIVER RD, FREDERICKSBURG, VA 22407-2045 |
| Document Number | 201800007548 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 7548 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7620 RIVER RD FREDERICKSBURG VA 224072045, FREDERICKSBURG, VA 22407-2045 |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,657.00 (+16.86%) | $767,300 (+22.3%) Land $230,500 Building $536,800 | |
| 2025 | $767,300 (+22.3%) Land $230,500 Building $536,800 | ||
| 2023 | $4,841.00 | $627,400 Land $137,800 Building $489,600 | $627,400 Land $137,800 Building $489,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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