7620 Ramsey Rd, Rougemont, NC 27572 Property Records

Orange County property record for 7620 Ramsey Rd, Rougemont, NC 27572

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,890 sqft · built 2002
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Sep 2020)
Tax Bill	$3,175 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9889-91-0377`

Property Details

APN / Parcel Number

Primary APN	`9889-91-0377`
Alternative APN	`200848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	3,970 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	304,920 sqft (7 acres)
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7620 RAMSEY RD
City	ROUGEMONT
State	NC
Zip	27572-8006
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AR
Legal Description	MAJ P/O 1 DARYL D & CELESTINE R SMITH P74/37
Jurisdiction	ORANGE NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2025
Census Tract	10802

Owner

7620 Ramsey Rd, a residential property, is owned and occupied by two individuals who bought it in September 2020.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7620 RAMSEY RD, ROUGEMONT, NC 27572-8006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Jun 30, 1995 · Amount on File
Deed Document Number	202030029675
Deed Book / Page	6678 / 1779
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 15, 2020
Property Address	7620 RAMSEY RD, ROUGEMONT, NC 27572-8006
Document Number	66781779
Book / Page	6678 / 1779
Map Reference	MB 74 PG 37
Instrument Date	Sep 15, 2020
Instrument	30029675
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2950 BERTLAND AVE APT 218, 2950, DURHAM, NC 27705-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7620 RAMSEY RD, ROUGEMONT, NC 27572-8006

Mortgage

Document Number	66781782
Date	Sep 15, 2020
Instrument	6678/1782

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2026 property tax bill for 7620 Ramsey Rd was $3,175, up 7.3% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,175.00 (+7.34%)	$407,700 (-) Land $173,900 Building $233,800	$407,700 (-) Land $173,900 Building $233,800
2025	$2,958.00	$407,700 Land $173,900 Building $233,800	$407,700 Land $173,900 Building $233,800
2023	$2,447.00	$253,600 Land $68,600 Building $185,000	$253,600 Land $68,600 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7620 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7620 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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