7620 Mackenzie Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7620 Mackenzie Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,191 sqft · built 2011
Lot Size0.14 acres (6,100 sqft)
Owner2 Individual Names on Record
Last Sale$1,158,000 (Jun 2020)
Tax Bill$15,573 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Mar 2019 Line of Credit
Flood ZoneZone D (undetermined)
APN810-76-002

Property Details

APN / Parcel Number

Primary APN810-76-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,191 sqft Living Area
1st Floor Area1,526 sqft
2nd Floor Area1,665 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,100 sqft (0.14 acres)
Garage Area678 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7620 MACKENZIE WAY
CityGILROY
StateCA
Zip95020-2676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-1A
Legal DescriptionTRACT 9701 CREEKSIDE AT EAGLE RIDGE BOOK 790 PAGE 7 PAGE 15 LOT 2
Legal SubdivisionCREEKSIDE AT EAGLE RIDGE
Legal Tract9701
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3006
Census Tract512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7620 MACKENZIE WAY, GILROY, CA 95020-2676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Grant Deed, Transfer · Conventional Mortgage
JMAC LENDING
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleMar 27, 2013 · Amount on Record
Deed Document Number202024519451
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJun 26, 2020
Property Address7620 MACKENZIE WAY, GILROY, CA 95020-2676
Document Number0024519451
Instrument DateJun 6, 2020
Instrument24519451
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,274.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7620 MACKENZIE WAY GILROY CA 950202676, GILROY, CA 95020-2676

Mortgage

Document Number24519452
DateJun 26, 2020
Instrument24519452
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7620 MACKENZIE WAY, GILROY, CA 95020-2676
Document Number0024150232
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedApr 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7620 MACKENZIE WAY GILROY CA 950202676, GILROY, CA 95020-2676

Mortgage

Document Number0024150232
DateApr 5, 2019
Instrument24150232
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 4, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,291,764 (+2%) Land $645,882 Building $645,882
2025$15,573.00 (+2.18%)$1,266,436 (+4.04%) Land $633,218 Building $633,218
2023$15,241.00 (+1.65%)$1,217,260 Land $608,630 Building $608,630
2022$14,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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