7620 Journal Ct, La Plata, MD 20646 Property Records

Charles County property record for 7620 Journal Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,982 sqft · built 1996
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$549,950 (Feb 2023)
Tax Bill	$14,732 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-058304`

Property Details

APN / Parcel Number

Primary APN	`01-058304`
Alternative APNs	`1058304` `058304`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,982 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	2,432 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	058304
Street Address	7620 JOURNAL CT
City	LA PLATA
State	MD
Zip	20646-3175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 15 SEC 1 PLAT 2 PRESWICKE HILLS
Legal Subdivision	PRESWICKE HILLS
Legal Block	3
Legal Lot Number	15
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3013
Census Tract	850600

Owner

7620 Journal Ct is owned and occupied by two individuals who bought it in February 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7620 JOURNAL CT, LA PLATA, MD 20646-3175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 7, 2021	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Apr 18, 1997 · Amount on File
Deed Book / Page	12847 / 9
Prior Transfer Date	Dec 12, 2020
Prior Transfer Doc	0115310293
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 7, 2023
Property Address	7620 JOURNAL CT, LA PLATA, MD 20646-3175
Document Number	0128470009
Book / Page	12847 / 9
Map Reference	MB DGB 44 PL 164
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,749.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7620 JOURNAL CT, LA PLATA, MD 20646-3175

Mortgage

Document Number	0001284716
Date	Feb 7, 2023
Instrument	12847/16

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 7, 2021
Property Address	7620 JOURNAL CT, LA PLATA, MD 20646-3175
Document Number	0115310293
Book / Page	011531 / 000293
Instrument Date	Dec 12, 2020
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7620 JOURNAL CT LA PLATA MD 206463175, LA PLATA, MD 20646-3175

Tax Assessment & Valuation

The 2025 property tax bill for 7620 Journal Ct was $14,732.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,100 (+7.01%) Land $160,000 Building $371,100	$531,100 (-) Land $160,000 Building $371,100
2025	$14,732.00	$496,300	$531,100 Land $160,000 Building $371,100
2023	$6,011.00	$426,700 Land $160,000 Building $266,700	$426,700 Land $160,000 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7620 Journal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7620 Journal Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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