7620 Hwy 51 S, Hernando, MS 38632 Property Records

DeSoto County property record for 7620 Hwy 51 S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,454 sqft · built 1979
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-08-1-12-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`4-08-1-12-01-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,454 sqft Adjusted Area
1st Floor Area	2,642 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Patio Area	320 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	7620 HIGHWAY 51 S
City	HERNANDO
State	MS
Zip	38632-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WHEELER FARMS S-D LOT 2
Legal Range	008
Legal Township	04S
Legal Section	12
Legal Subdivision	WHEELER FARMS S-D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	71123

Owner

Source: DeSoto County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7620 HIGHWAY 51 S, HERNANDO, MS 38632-8944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023
Deed Sale	Mar 15, 2023
Deed Book / Page	1023 / 3988
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 15, 2023
Property Address	7620 HIGHWAY 51 S, HERNANDO, MS 38632-8944
Document Number	01023/3988
Book / Page	1023 / 3988
Map Reference	MB 10 PG 28
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 SIDES BOTTOM RD, SENATOBIA, MS 38668-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7620 HIGHWAY 51 S, HERNANDO, MS 38632-8944

Mortgage

Document Number	0566017065
Date	Mar 15, 2023
Instrument	5660/17065

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (+65.58%)	$29,819 (+44.77%) Land $4,500 Building $25,319	$298,191 (+44.76%) Land $45,000 Building $253,191
2023	$1,322.00	$20,598	$205,983 Land $45,000 Building $160,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA LAKES private · serves 768 people · EPA ID MS0170020
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	BELMONT WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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