Spokane County property record for 7620 E Ruby Ln, Spokane, WA 99212 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2012 |
| Square Footage | 3,490 sqft Living Area |
| Lot Size | 13,989 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2026) |
| Tax Bill | $6,712.00 (2026) |
| Primary APN | 46313.2321 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 3,490 sqft Living Area |
| Gross Area | 4,534 sqft Gross Area |
| 1st Floor | 1,050 sqft 1st Floor |
| 2nd Floor | 1,540 sqft 2nd Floor |
| Basement Area | 1,077 sqft Basement |
| Finished Basement | 900 sqft Finished |
| Unfinished Basement | 177 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,989 sqft (0.321 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 867 sqft Garage |
| Deck Area | 96 sqft Deck |
|---|---|
| Patio Area | 96 sqft Patio |
| Porch Area | 124 sqft Porch |
| Canopy Area | 124 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 7620 E RUBY LN |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99212-3521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANDY RIDGE 1ST ADD PUD LT 21 BLK 2 (AFN# 5392313) |
| Legal Range | 44E |
| Legal Township | 26N |
| Legal Section | 31 |
| Legal Subdivision | SANDY RIDGE 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 11302 |
Source: Spokane County records · APN 46313.2321
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOMO MORTGAGE LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUILD MORTGAGE COMPANY LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUILD MORTGAGE CO |
| Aug 07, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Doc Number | 20267478045 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 417 N BURNS RD, SPOKANE VALLEY, WA 99216-2044 |
| Document Number | 0007478046 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 7478046 |
| Name | TOMO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR |
| Name | Verified Name |
|---|
| Document Number | 0006988557 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 6988557 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|---|
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0006842480 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 6842480 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 07, 2018 |
| Property Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Document Number | 0006732113 |
| Map Reference | VOL32 PG68 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 6732113 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | SPOKANE COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,819.20 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7620 E RUBY LN, SPOKANE, WA 99212-3521 |
| Document Number | 0006732114 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 6732114 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | West Valley School District (Spokane) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,712.00 (-5.45%) | $593,800 (+0.05%) Land $150,000 Building $443,800 | $593,800 (+0.05%) Land $150,000 Building $443,800 |
| 2025 | $7,099.00 (+1.97%) | $593,500 (-6.33%) Land $135,000 Building $458,500 | $593,500 (-6.33%) Land $135,000 Building $458,500 |
| 2024 | $633,600 (+29.92%) Land $80,000 Building $553,600 | $633,600 (+29.92%) Land $80,000 Building $553,600 | |
| 2023 | $6,962.00 (+12.53%) | $487,700 Land $65,000 Building $422,700 | $487,700 Land $65,000 Building $422,700 |
| 2022 | $6,187.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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