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7620 Blacks Bluff Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 7620 Blacks Bluff Rd SW, Cave Spring, GA 30124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,640 sqft · built 2024
Lot Size22 acres (961,805 sqft)
Owner2 Individual Names on Record
Tax Bill$5,454 (2026)
Deeds & MortgagesFeb 2024 Construction Loan
Aug 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC17--137A

Property Details

APN / Parcel Number

Primary APNC17--137A
Alternative APN
  • 362520

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area2,640 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area961,805 sqft (22 acres)
Garage Area676 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number362520
Street Address7620 BLACKS BLUFF RD SW
CityCAVE SPRING
StateGA
Zip30124-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionTRS 8 & 9 G.H.TATUM EST UNREC
Legal SubdivisionTATUM EST
Legal Tract8,9
Legal Lot Number8-9
JurisdictionFLOYD GA
Township / Civil DivisionCAVE SPRING
Census Block Group1
Census Block1015
Census Tract2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 MYSTIC DR, LOGANVILLE, GA 30052-9008
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Construction Mortgage
RIVER CITY BANK
Aug 15, 2023Deed of Trust, Mortgage · Commercial Mortgage
AGGEORGIA FARM CREDIT
Dec 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2008
Deed SaleDec 18, 2008
Prior SaleOct 8, 1987
Deed Book / Page216800199
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD GA
Property Address7620 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2000
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBLACKS BLUFF RD

Mortgage

Document Number0028310000000834
DateFeb 23, 2024
Book Page0000002831/0000000834
Lender
NameRIVER CITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2025

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD GA
Property Address7620 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2000
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBLACKS BLUFF RD

Mortgage

Document Number0028080000000830
DateAug 15, 2023
Book Page0000002808/0000000830
Lender
NameAGGEORGIA FARM CREDIT
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD GA
Property Address7620 BLACKS BLUFF RD SW, CAVE SPRING, GA 30124-2000
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBLACKS BLUFF RD

Mortgage

Document Number0028720000000131
DateDec 16, 2024
Book Page0000002872/0000000131
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,454.00 (+1.19%)
2025$5,390.00 (+3,469.54%) Additional exemption filed$248,340 (+326.03%) Land $65,578 Building $182,762$620,849 (+326.03%) Land $163,944 Building $456,905
2024$151.00 (+2.72%) Additional exemption filed$58,291 (+1%) Land $58,291$145,728 (+1%) Land $145,728
2023$147.00$52,992 (+2%) Land $52,992$132,480 (+2%) Land $132,480
2022$147.00$44,160 Land $44,160$110,400 Land $110,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1979–2022)
Claims Outside the SFHA6 of 12
Most Recent ClaimMar 2022 · river or lake flooding
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 95% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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