7620 78th Loop NW, Olympia, WA 98502 Property Records

Thurston County property record for 7620 78th Loop NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 1990
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Owner Names on Record
Last Sale	$192,000 (Jul 1999)
Tax Bill	$89 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3931-00-00600`

Property Details

APN / Parcel Number

Primary APN	`3931-00-00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,938 sqft Finished Area
1st Floor Area	1,938 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	162 sqft
Deck Area	476 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7620 78TH LOOP NW
City	OLYMPIA
State	WA
Zip	98502-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWNSHIP 19 RANGE 3W QUARTER SW SE PLAT CEDAR SHORES LT 6 DOCUMENT 022/070
Legal Range	03W
Legal Township	19N
Legal Section	12
Legal Quarter	NE
Legal Subdivision	CEDAR SHORES
Legal Lot Number	6
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	1
Census Block	1036
Census Tract	11902

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7620 78TH LOOP NW, OLYMPIA, WA 98502-9676
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1999 · Amount on Record
Deed Sale	Jul 9, 1999 · Amount on Record
Deed Document Number	3241891
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	7620 78TH LOOP NW, OLYMPIA, WA 98502-9676
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004843412
Date	Apr 19, 2021
Instrument	4843412

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	7620 78TH LOOP NW, OLYMPIA, WA 98502-9676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004707651
Date	Sep 18, 2019
Instrument	4707651

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$89.00
2025		$507,600 Land $157,600 Building $350,000	$507,600 Land $157,600 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SHORES 677 serves 90 people · EPA ID WA5304953
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 78th Loop NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures