762 S Main St, Franklin, OH 45005 Property Records

Warren County property record for 762 S Main St, Franklin, OH 45005

Property Summary

Property Type	Duplex
Details	10 bd · 5 ba · 3,076 sqft · built 1948
Lot Size	0.204 acres (9,250 sqft)
Owner	Individual Name on Record
Last Sale	$28,200 (Nov 1982)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-31-156-014-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-156-014-0`
Alternative APNs	`0431156014` `431156014` `2109727`

Interior

Bedrooms	10 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Units	5 Units
Stories	2 Stories
Building Area	3,076 sqft Living Area
1st Floor Area	1,372 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,250 sqft (0.204 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2109727
Street Address	762 S MAIN ST
City	FRANKLIN
State	OH
Zip	45005-2729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OUT LOT LOT 700
Legal Range	5
Legal Township	2
Legal Section	31
Legal Subdivision	OUT LOT
Legal Block	727
Legal Lot Number	700
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1027
Census Tract	32502

Owner

Source: Warren County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	762 S MAIN ST, FRANKLIN, OH 45005-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 1982 · Amount on Record
Deed Sale	Nov 24, 1982 · Amount on Record
Prior Sale	Jan 5, 1981 · Amount on Record
Last Transfer Date	Jul 31, 2008
Transfer Doc	0047250456
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	762 S MAIN ST, FRANKLIN, OH 45005-2729
Document Number	0000022514
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	762 S MAIN ST FRANKLIN OH 450052792, FRANKLIN, OH 45005-2792

Mortgage

Document Number	0000022514
Date	Aug 12, 2019
Instrument	22514

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,548.00 (+9.45%)	$48,800 (+29.49%) Land $8,670 Building $40,130	$139,420 (+29.49%) Land $24,760 Building $114,660
2024	$2,328.00 (+16.23%)
2023	$2,003.00 (+3.3%) Homeowner's exemption	$37,685 (-) Land $4,914 Building $32,771
2022	$1,939.00 Homeowner's exemption	$37,685 Land $4,914 Building $32,771	$107,670 (-) Land $14,040 Building $93,630
2021			$107,670 Land $14,040 Building $93,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	May 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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