762 Ruby Red St, Mercedes, TX 78570 Property Records

Hidalgo County property record for 762 Ruby Red St, Mercedes, TX 78570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,649 sqft · built 1987
Lot Size	0.277 acres (12,101 sqft)
Owner	Individual Name on Record
Tax Bill	$4,308 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Mortgage
APN	`R314000000002400`

Property Details

APN / Parcel Number

Primary APN	`R314000000002400`
Alternative APNs	`R270779` `270779`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,649 sqft Living Area
1st Floor Area	2,649 sqft
Utility Area	144 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,101 sqft (0.277 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	80 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R314000000002400
Old Parcel Number	R270779
Street Address	762 RUBY RED ST
City	MERCEDES
State	TX
Zip	78570-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RIO RICO ESTATES NORTH LOT 24
Legal Subdivision	RIO RICO ESTATES NORTH - SMC
Legal Lot Number	24
Jurisdiction	HIDALGO TX
Township / Civil Division	SOUTHEAST HIDALGO
Census Block Group	1
Census Block	1021
Census Tract	23000

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	762 RUBY RED ST, MERCEDES, TX 78570-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 31, 2019
Transfer Doc	0002983760
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	762 RUBY RED ST, MERCEDES, TX 78570-3942
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003276830
Date	Oct 27, 2021
Instrument	3276830

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIDALGO TX
Recording Date	Jan 31, 2019
Property Address	762 RUBY RED ST, MERCEDES, TX 78570-3942
Document Number	0002983760
Map Reference	VOL 22 PG 141
Instrument Date	Jan 30, 2019
Instrument	2983760
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 RUBY RED ST, MERCEDES, TX 78570-3942

Mortgage

Document Number	0002983761
Date	Jan 31, 2019
Instrument	2983761

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Mercedes City
Unified School District	Mercedes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,827 (+21%) Land $45,980 Building $185,913	$231,893 (+0.81%) Land $45,980 Building $185,913
2024	$4,308.00 (+14.42%)
2023	$3,765.00 (-5.16%) Homeowner's exemption	$175,890 Land $45,980 Building $184,044	$230,024 Land $45,980 Building $184,044
2022	$3,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	26 (1983–2025)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 13 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCEDES serves 16,258 people · EPA ID TX1080007
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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