762 Main St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 762 Main St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,477 sqft · built 1950
Lot Size	0.252 acres (10,995 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jan 2026)
Tax Bill	$6,959 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`40521`

Property Details

APN / Parcel Number

Primary APN	`40521`
Alternative APNs	`WAKE M:000020 B:0017 P:0G3AG2` `M:000020 B:0017 P:G3A=G2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,477 sqft Living Area
Gross Area	3,565 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Glass
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,995 sqft (0.252 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	40521
Street Address	762 MAIN ST
City	WAKEFIELD
State	MA
Zip	01880-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	17
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1014
Census Tract	335301

Owner

762 Main St is owned and occupied by two individuals who bought it in January 2026.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Jan 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NBKC BANK
Nov 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
May 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage DIRECT CU
Jan 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jul 29, 1997 · Amount on File
Deed Document Number	202610877
Deed Book / Page	85177 / 181
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079140-438
Date	Nov 15, 2021
Book Page	79140/438
Instrument	248613

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jan 30, 2026
Property Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Document Number	085177-181
Book / Page	85177 / 181
Instrument Date	Jan 30, 2026
Instrument	10877
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	762 MAIN ST, WAKEFIELD, MA 01880-3941

Mortgage

Document Number	0000010878
Date	Jan 30, 2026
Instrument	10878

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Nov 22, 2021
Property Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Document Number	0079193-63
Book / Page	79193 / 63
Instrument Date	Nov 8, 2021
Instrument	253756
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 MAIN ST, WAKEFIELD, MA 01880-3941

Mortgage

Document Number	0000248613
Date	Nov 22, 2021
Instrument	248613

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72625-226
Date	May 20, 2019
Book Page	72625/226
Instrument	65396

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	762 MAIN ST, WAKEFIELD, MA 01880-3941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73957-416
Date	Jan 8, 2020
Book Page	73957/416
Instrument	2913

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 762 Main St was $6,959, up 1.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,959.00 (+1.87%)	$613,100 (+0.97%) Land $319,000 Building $294,100	$1,298,650 (+92.92%)
2024	$6,831.00 (+5.4%)	$607,200 (+9.9%) Land $315,900 Building $291,300	$673,170
2023	$6,481.00	$552,500 Land $286,900 Building $265,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 762 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 762 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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