762 Lazy Circle Dr, Vista, CA 92081 Property Records

San Diego County property record for 762 Lazy Circle Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,351 sqft · built 1979
Lot Size	0.248 acres (10,785 sqft)
Owner	Company Name on Record
Last Sale	$321,000 (Jun 2001)
Tax Bill	$7,845 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-240-21-00`

Property Details

APN / Parcel Number

Primary APN	`169-240-21-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,351 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	10,785 sqft (0.248 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	762 LAZY CIRCLE DR
City	VISTA
State	CA
Zip	92081-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 22 TR 008543
Legal Subdivision	VISTA #74-5
Legal Tract	008543
Legal Block	4
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4003
Census Tract	19702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Jul 12, 2021	Intrafamily Transfer, Transfer
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2001 · Amount on Record
Deed Sale	Jun 6, 2001 · Amount on Record
Prior Sale	Aug 16, 1985 · Amount on Record
Deed Document Number	2001370846
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000496511
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745

Mortgage

Document Number	0000604863
Date	Aug 25, 2021
Instrument	2021-0604863

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jun 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745
Document Number	0000496511
Map Reference	MAP 8543
Instrument Date	Jun 21, 2021
Instrument	2021-0496511
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745

Mortgage

Document Number	0000148849
Date	Feb 25, 2021
Instrument	2021-0148849

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	762 LAZY CIRCLE DR, VISTA, CA 92081-6745
Document Number	0000137654
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	762 LAZY CIRCLE DR VISTA CA 920816745, VISTA, CA 92081-6745

Mortgage

Document Number	0000137654
Date	Mar 28, 2017
Instrument	137654

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,112 (+2%) Land $215,167 Building $386,945
2025	$7,845.00 (+7.26%) Homeowner's exemption	$590,307 (+4.04%) Land $210,949 Building $379,358
2023	$7,314.00 (+7.53%) Homeowner's exemption	$567,386 Land $202,758 Building $364,628
2022	$6,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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