762 Harding Ave, San Jose, CA 95126 Property Records

Santa Clara County property record for 762 Harding Ave, San Jose, CA 95126

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,638 sqft · built 1926
Lot Size	0.141 acres (6,125 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Feb 2008)
Tax Bill	$13,262 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`261-05-029`

Property Details

APN / Parcel Number

Primary APN	`261-05-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,336 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,125 sqft (0.141 acres)
Lot Dimensions	125 ft deep x 49 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	762 HARDING AVE
City	SAN JOSE
State	CA
Zip	95126-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLOCK 3 LOT 6
Legal Subdivision	ALAMEDA PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4004
Census Tract	500600

Owner

762 Harding Ave is owner-occupied and held in a trust since August 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	762 HARDING AVE, SAN JOSE, CA 95126-2403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer
Nov 25, 2025	Intrafamily Transfer, Transfer
Aug 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2008 · Amount on File
Deed Sale	Feb 7, 2008 · Amount on File
Prior Sale	Mar 22, 2005 · Amount on File
Deed Document Number	200819737109
Last Transfer Date	Aug 14, 2020
Transfer Doc	0024589212
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 25, 2025
Property Address	762 HARDING AVE, SAN JOSE, CA 95126-2403
Document Number	0025909566
Map Reference	MB R PG 4
Instrument Date	Nov 24, 2025
Instrument	25909566
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	762 HARDING AVE, SAN JOSE, CA 95126-2403

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 25, 2025
Property Address	762 HARDING AVE, SAN JOSE, CA 95126-2403
Document Number	0025909567
Map Reference	MB R PG 4
Instrument Date	Nov 24, 2025
Instrument	25909567
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 HARDING AVE, SAN JOSE, CA 95126-2403

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 26, 2020
Property Address	762 HARDING AVE, SAN JOSE, CA 95126-2403
Document Number	0024589212
Map Reference	MB R PG 4
Instrument Date	Aug 14, 2020
Instrument	24589212
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	762 HARDING AVE, SAN JOSE, CA 95126-2403

Mortgage

Document Number	0024589213
Date	Aug 26, 2020
Instrument	24589213

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 762 Harding Ave was $13,262, up 6.1% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$996,869 (+2%) Land $736,877 Building $259,992
2025	$13,262.00 (+6.09%) Homeowner's exemption	$977,324 Land $722,429 Building $254,895
2024	$12,501.00 (+1.95%)
2023	$12,262.00 (+0.87%) Homeowner's exemption	$939,376 Land $694,377 Building $244,999
2022	$12,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 762 Harding Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 762 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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