762 el Centro Ave, El Centro, CA 92243 Property Records

Imperial County property record for 762 el Centro Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1950
Lot Size	0.144 acres (6,291 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-411-020-000`

Property Details

APN / Parcel Number

Primary APN	`044-411-020-000`
Alternative APN	`04441120`

Interior

Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	6,291 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	762 EL CENTRO AVE
City	EL CENTRO
State	CA
Zip	92243-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 32A DEL NORTE PARK SUB OM 5 49
Legal Subdivision	DEL NORTE PARK SUB
Legal Block	32A
Legal Lot Number	16
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3005
Census Tract	11500

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 13, 2021	Grant Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 15, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	202123562
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0000013786
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jun 3, 2026
Property Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837
Document Number	0000008374
Instrument Date	May 26, 2026
Instrument	20268374
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837

Mortgage

Document Number	0000008374,
Date	Jun 3, 2026
Instrument	20268374

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Oct 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837

Mortgage

Document Number	0000015913
Date	Oct 16, 2023
Instrument	2023015913

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2051

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 13, 2021
Property Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837
Document Number	0000023562
Map Reference	MAP 327
Instrument Date	Aug 19, 2021
Instrument	2021023562
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837

Mortgage

Document Number	0000023563
Date	Sep 13, 2021
Instrument	2021023563

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000023564
Date	Sep 13, 2021
Instrument	2021023564

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	IMPERIAL CA
Recording Date	Jun 15, 2021
Property Address	762 EL CENTRO AVE, EL CENTRO, CA 92243-1837
Document Number	0000013786
Map Reference	MAP 327
Instrument Date	Jun 7, 2021
Instrument	2021013786
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,431 (+2%) Land $54,121 Building $227,310
2025	$3,207.00 (+2.79%)	$275,913 (+4.04%) Land $53,060 Building $222,853
2023	$3,120.00 (+7.03%)	$265,200 Land $51,000 Building $214,200
2022	$2,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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