762 Congress, Elgin, IL 60120 Property Records

Cook County property record for 762 Congress, Elgin, IL 60120

Property Summary

Property Type	General Industrial
Lot Size	0.167 acres (7,260 sqft)
Owner	Company Name on Record
Tax Bill	$3,511 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`06-19-108-008`

Property Details

APN / Parcel Number

Primary APN	`06-19-108-008`
Alternative APN	`06-19-108-008-0000`

Exterior

Lot Area	7,260 sqft (0.167 acres)

Location & Zoning

Street Address	762 CONGRESS ST
City	ELGIN
State	IL
Zip	60120
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	VILLA PARK ADD/HANOVER
Legal Block	1
Legal Lot Number	6-9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1009
Census Tract	804406

Owner

Source: Cook County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	765 VILLA ST, ELGIN, IL 60120-8004
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Special Warranty Deed, Transfer · SBA Mortgage BYLINE BANK
Jan 2, 2020	Loan Modification, Mortgage ST CHARLES BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2003
Transfer Doc	0000045137
Record Updated	Oct 29, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2022
Property Address	762 CONGRESS, ELGIN, IL 60120
Document Number	0031822033
Instrument Date	Oct 27, 2022
Instrument	2231822033
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 MARIGOLD DR, ELGIN, IL 60124-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 VILLA ST, ELGIN, IL 60120-8004

Mortgage

Document Number	0031822034
Date	Nov 14, 2022
Instrument	2231822034

Lender

Name	BYLINE BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	762 CONGRESS, ELGIN, IL 60120
Document Number	2005715156
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 DANCING BEAR LN ELGIN IL 601209209, ELGIN, IL 60120-9209

Mortgage

Document Number	2005715156
Date	Feb 26, 2020
Instrument	5715156

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,828 (+29.77%) Land $12,705 Building $3,123	$63,312 (+29.77%) Land $50,820 Building $12,492
2023	$3,511.00 (+2.93%)
2022	$3,411.00	$12,197 Land $9,075 Building $3,122	$48,788 Land $36,300 Building $12,488

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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