762 Central Ave, Guyton, GA 31312 Property Records

Effingham County property record for 762 Central Ave, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,170 sqft · built 1946
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Tax Bill	$834 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02950-021-000`

Property Details

APN / Parcel Number

Primary APN	`02950-021-000`
Alternative APNs	`00470034000` `02950021` `2322`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Heated Area
Flooring	Tile
Interior Walls	Masonry

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	259 sqft
Shed	1 Shed
Shed Area	200 sqft
Lean-To	114 sqft
Utility Building	304 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2322
Old Parcel Number	02950021
Street Address	762 CENTRAL AVE
City	GUYTON
State	GA
Zip	31312-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.81 AC PER PLAT
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30207

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	762 CENTRAL AVE, GUYTON, GA 31312-6603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2014
Deed Sale	Aug 1, 2014
Prior Sale	Mar 10, 2008
Deed Document Number	0002266820
Deed Book / Page	2266 / 820
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	762 CENTRAL AVE, GUYTON, GA 31312-6603
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 CENTRAL AVE, GUYTON, GA 31312-6603

Mortgage

Document Number	0000003006/0000000344
Date	Nov 10, 2025
Book Page	0000003006/0000000344

Lender

Name	ROYAL UNITED MORTGAGE

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 (+10.76%) Homeowner's exemption	$34,435 (+22.02%) Land $23,040 Building $11,395	$86,089 (+22.02%) Land $57,601 Building $28,488
2024	$753.00 (+85.93%) Homeowner's exemption	$28,221 (+11.33%) Land $17,856 Building $10,365	$70,553 (+11.32%) Land $44,641 Building $25,912
2023	$405.00 (-38.91%) Homeowner's exemption	$25,350 (+35.9%) Land $17,856 Building $7,494	$63,376 (+35.9%) Land $44,641 Building $18,735
2022	$663.00 Homeowner's exemption	$18,654 Land $11,160 Building $7,494	$46,636 Land $27,901 Building $18,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20