Chesterfield County property record for 7618 Ratling Dr, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,732 sqft · built 1991 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Dec 2019) |
| Tax Bill | $3,090 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 727-66-82-82-400-000 |
| Primary APN | 727-66-82-82-400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Finished Area |
| 1st Floor Area | 68 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 12,763 sqft (0.293 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Balcony Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Storage Building | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 410278001 |
|---|---|
| Street Address | 7618 RATLING DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-6435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | ANTLER RIDGE SEC 3 000-008 |
| Legal Subdivision | ANTLER RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 101011 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7618 RATLING DR, MIDLOTHIAN, VA 23112-6435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Dec 3, 2019 | Warranty Deed, Transfer · Conventional with PMI VILLAGE BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on File |
| Deed Sale | Dec 3, 2019 · Amount on File |
| Prior Sale | May 12, 2005 · Amount on File |
| Deed Document Number | 201949270 |
| Deed Book / Page | 12545 / 588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 7618 RATLING DR, MIDLOTHIAN, VA 23112-6435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014331-94 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 14331/94 |
| Instrument | 2023022278 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Dec 3, 2019 |
| Property Address | 7618 RATLING DR, MIDLOTHIAN, VA 23112-6435 |
| Document Number | 12545588 |
| Book / Page | 012545 / 000588 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 49270 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7618 RATLING DR MIDLOTHIAN VA 231126435, MIDLOTHIAN, VA 23112-6435 |
| Document Number | 12545592 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 012545/000592 |
| Instrument | 49271 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 12545609, |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 012545/000609 |
| Instrument | 49272 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090.00 (+11.03%) | $344,400 (+3.27%) Land $65,000 Building $279,400 | $344,400 (+3.27%) Land $65,000 Building $279,400 |
| 2025 | $333,500 (+10.03%) Land $62,000 Building $271,500 | $333,500 (+10.03%) Land $62,000 Building $271,500 | |
| 2023 | $2,783.00 | $303,100 Land $57,000 Building $246,100 | $303,100 Land $57,000 Building $246,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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