7617 Memory Ln, Horace, ND 58047 Property Records

Cass County property record for 7617 Memory Ln, Horace, ND 58047

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 4,744 sqft · built 2017
Lot Size1.67 acres (72,886 sqft)
OwnerIndividual Name on Record
Last Sale$92,900 (Nov 2015)
Tax Bill$21,212 (2025)
Deeds & MortgagesOct 2018 Mortgage
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN15-2100-00060-000

Property Details

APN / Parcel Number

Primary APN15-2100-00060-000

Interior

Bedrooms6 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area4,744 sqft Living Area
Basement Area2,175 sqft
Finished Basement2,175 sqft
Unfinished Basement2,175 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area72,886 sqft (1.67 acres)
Garage TypeAttached
Garage Area1,610 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7617 MEMORY LN
CityHORACE
StateND
Zip58047-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 6 BLOCK: 1 ADDITION: DREAMFIELDS ADDITION ADDITIONAL: DREAMFIELDS ADDITION LT 6 BLK 1 **4-15-14 PLATTED FRM 15-0000-01680-040 PER PLAT DOC#1413588
Legal SubdivisionDREAMFIELDS ADDITION
Legal Block1
Legal Lot Number6
JurisdictionCASS ND
Township / Civil DivisionHORACE
Census Block Group1
Census Block1012
Census Tract40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7617 MEMORY LN, HORACE, ND 58047-8500
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2018Deed of Trust, Mortgage · Commercial Mortgage
ALERUS FINANCIAL NA
Sep 28, 2018Deed of Trust, Mortgage · ARM
ALERUS FINANCIAL NA
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY CU
May 9, 2017Trustee's Deed, Construction Loan · Construction Mortgage
ALERUS FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2015 · Amount on Record
Deed SaleNov 25, 2015 · Amount on Record
Deed Document Number20151464442
Prior Transfer DateMay 1, 2014
Prior Transfer Doc0000016218
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address7617 MEMORY LN, HORACE, ND 58047-8500
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001548619
DateOct 4, 2018
Instrument1548619
Lender
NameALERUS FINANCIAL NA
TypeBank
AddressGRAND FORKS, ND 58201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 15, 2038

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address7617 MEMORY LN, HORACE, ND 58047-8500
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTRN ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001548150
DateSep 28, 2018
Instrument1548150
Lender
NameALERUS FINANCIAL NA
TypeBank
AddressHOPKINS, MN 55305
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateOct 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address7617 MEMORY LN, HORACE, ND 58047-8500
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001636430
DateJun 21, 2021
Instrument1636430
Lender
NameTOWN & COUNTRY CU
TypeCredit Union
Address5804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCASS ND
Recording DateMay 9, 2017
Property Address7617 MEMORY LN, HORACE, ND 58047-8500
Instrument DateMay 8, 2017
Instrument1509124
Transaction TypeConstruction Loan
Record UpdatedMay 23, 2017
Title CompanyTRN ABSTRACT AND TITLE, TRN ABS & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3280 9TH ST W #9C WEST FARGO ND 580787836, 9C, WEST FARGO, ND 58078-7836

Mortgage

Document Number0001509124
DateMay 9, 2017
Instrument1509124
Lender
NameALERUS FIN'L
TypeFunding / Finance Company
AddressGRAND FORKS, ND 58201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 8, 2018

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityHorace City
Unified School DistrictWest Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,212.00 (+8.35%)$607,600 (+3.53%) Land $73,000 Building $534,600$1,215,200 (+3.53%) Land $146,000 Building $1,069,200
2023$19,577.00$586,900 Land $73,000 Building $513,900$1,173,800 Land $146,000 Building $1,027,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HORACE
serves 1,641 people · EPA ID ND0900488
Water SourcePurchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dickey Rural Telephone Cooperative
Fiber
2,500 / 2,500
Midco
Cable
1,250 / 250
T-Mobile
Fixed Wireless
100 / 20

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