Cass County property record for 7617 Memory Ln, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,744 sqft · built 2017 |
| Lot Size | 1.67 acres (72,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,900 (Nov 2015) |
| Tax Bill | $21,212 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-2100-00060-000 |
| Primary APN | 15-2100-00060-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 4,744 sqft Living Area |
| Basement Area | 2,175 sqft |
| Finished Basement | 2,175 sqft |
| Unfinished Basement | 2,175 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 72,886 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 1,610 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7617 MEMORY LN |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 6 BLOCK: 1 ADDITION: DREAMFIELDS ADDITION ADDITIONAL: DREAMFIELDS ADDITION LT 6 BLK 1 **4-15-14 PLATTED FRM |
| Legal Subdivision | DREAMFIELDS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40503 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7617 MEMORY LN, HORACE, ND 58047-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA |
| Sep 28, 2018 | Deed of Trust, Mortgage · ARM ALERUS FINANCIAL NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY CU |
| May 9, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage ALERUS FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on Record |
| Deed Sale | Nov 25, 2015 · Amount on Record |
| Deed Document Number | 20151464442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 7617 MEMORY LN, HORACE, ND 58047-8500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001548619 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 1548619 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 7617 MEMORY LN, HORACE, ND 58047-8500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | TRN ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001548150 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 1548150 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55305 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 7617 MEMORY LN, HORACE, ND 58047-8500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | TITLE COMPANY RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0001636430 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 1636430 |
| Name | TOWN & COUNTRY CU |
|---|---|
| Type | Credit Union |
| Address | 5804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 9, 2017 |
| Property Address | 7617 MEMORY LN, HORACE, ND 58047-8500 |
| Instrument Date | May 8, 2017 |
| Instrument | 1509124 |
| Transaction Type | Construction Loan |
| Record Updated | May 23, 2017 |
| Title Company | TRN ABSTRACT AND TITLE, TRN ABS & TITLE |
| Name | Verified Name |
|---|---|
| Address | 3280 9TH ST W #9C WEST FARGO ND 580787836, 9C, WEST FARGO, ND 58078-7836 |
| Document Number | 0001509124 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 1509124 |
| Name | ALERUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GRAND FORKS, ND 58201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 8, 2018 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,212.00 (+8.35%) | $607,600 (+3.53%) Land $73,000 Building $534,600 | $1,215,200 (+3.53%) Land $146,000 Building $1,069,200 |
| 2023 | $19,577.00 | $586,900 Land $73,000 Building $513,900 | $1,173,800 Land $146,000 Building $1,027,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable | 1,250 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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