7616 Michael Rd, Middletown, OH 45042 Property Records

Butler County property record for 7616 Michael Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,697 sqft · built 1997
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Aug 2019)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E2220-159.000-004`

Property Details

APN / Parcel Number

Primary APN	`E2220-159.000-004`
Alternative APNs	`0000400` `338923` `341878`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft
Basement Area	1,204 sqft
Finished Basement	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	33,106 sqft (0.76 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000400
Old Parcel Number	E2220159.000004
Street Address	7616 MICHAEL RD
City	MIDDLETOWN
State	OH
Zip	45042-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 ENT FIVE OAKS
Legal Subdivision	FIVE OAKS
Legal Lot Number	4
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1002
Census Tract	14300

Owner

7616 Michael Rd is owned and occupied by an individual who bought it in August 2019.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Aug 2, 2019	Survivorship Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
May 4, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	May 4, 2018
Deed Document Number	0000028073
Deed Book / Page	9319 / 1257
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457

Mortgage

Document Number	0000034939
Date	Oct 8, 2025
Book Page	10272/1110
Instrument	2025-00034939

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014883
Date	Mar 17, 2021
Book Page	9612/175
Instrument	2021-00014883

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 2, 2019
Property Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457
Document Number	0000028073
Book / Page	9319 / 1257
Map Reference	ENV 912 PG D
Instrument Date	Jul 30, 2019
Instrument	2019-00028073
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457

Mortgage

Document Number	0093191259
Date	Aug 2, 2019
Instrument	9319/1259

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 4, 2018
Property Address	7616 MICHAEL RD, MIDDLETOWN, OH 45042-1457
Document Number	0000016281
Book / Page	009157 / 001025
Instrument Date	Apr 25, 2018
Instrument	16281
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7616 MICHAEL RD MIDDLETOWN OH 450421457, MIDDLETOWN, OH 45042-1457

Mortgage

Document Number	16282
Date	May 4, 2018
Book Page	009157/001027
Instrument	16282

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7616 Michael Rd was $5,330.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,330.00	$130,330 Land $13,200 Building $117,130	$372,350 Land $37,700 Building $334,650
2023	$5,285.00 (+38.53%)	$130,330 (+60.45%) Land $13,200 Building $117,130	$372,350 Land $37,700 Building $334,650
2022	$3,815.00	$81,230 Land $13,200 Building $68,030
2020			$232,070 Land $37,700 Building $194,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7616 Michael Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7616 Michael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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