7615 State Rte 94 E, Fulton, KY 42041 Property Records

Fulton County property record for 7615 State Rte 94 E, Fulton, KY 42041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Mar 2018)
Tax Bill	$351 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-22`

Property Details

APN / Parcel Number

Primary APN	`54-22`
Alternative APNs	`85188` `7541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area

Exterior

Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater

Location & Zoning

Account Number	85188
Street Address	7615 STATE ROUTE 94 E
City	FULTON
State	KY
Zip	42041-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	2 AC HOUSE & SHOP
Jurisdiction	FULTON KY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2008
Census Tract	960100

Owner

Source: Fulton County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 UC HWY, HICKMAN, KY 42050
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK
Mar 16, 2018	Warranty Deed, Transfer · Seller Carry-Back NANCY DONAHUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	118261
Deed Book / Page	DEED 195 / 321
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON KY
Property Address	7615 STATE ROUTE 94 E, FULTON, KY 42041-6450
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 UNION CITY HWY, HICKMAN, KY 42050-1865

Mortgage

Document Number	MTG2024/644
Date	Feb 5, 2024
Book Page	MTG 2024/644
Instrument	516929

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	HICKMAN, KY 42050

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 26, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON KY
Recording Date	Mar 16, 2018
Property Address	7615 STATE ROUTE 94 E, FULTON, KY 42041-6450
Document Number	DEED195/321
Book / Page	DEED 195 / 321
Instrument Date	Mar 15, 2018
Instrument	118261
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 KEUKA RD, 198, INTERLACHEN, FL 32148-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7615 STATE ROUTE 94 E, FULTON, KY 42041-6450

Mortgage

Document Number	118262
Date	Mar 16, 2018
Instrument	118262

Lender

Name	NANCY DONAHUE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2028

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fulton County
Unified School District	Fulton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$351.00 (-0.57%)	$33,950 (-)	$33,950 (-)
2023	$353.00	$33,950	$33,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON MUNICIPAL WATER SYSTEM serves 4,662 people · EPA ID KY0380149
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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