7615 Spencer Rd, Spencer, OH 44275 Property Records

Medina County property record for 7615 Spencer Rd, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,034 sqft · built 2001
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2022)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-08D-35-003`

Property Details

APN / Parcel Number

Primary APN	`036-08D-35-003`
Alternative APNs	`36-08D-35-003` `00000997000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	74 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Lot Area	99,317 sqft (2.28 acres)
Garage Type	Basement
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	24 sqft
Deck Area	208 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7615 SPENCER RD
City	SPENCER
State	OH
Zip	44275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 11 LOT 1 W MID PT 2.283A
Legal Tract	11
Legal Lot Number	1
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3002
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7615 SPENCER RD, HOMERVILLE, OH 44235-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	May 9, 2001 · Amount on Record
Deed Document Number	202215383
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Jul 18, 2022
Property Address	7615 SPENCER RD, SPENCER, OH 44275
Document Number	0000015383
Instrument Date	Jul 7, 2022
Instrument	2022OR015383
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7615 SPENCER RD, HOMERVILLE, OH 44235-9745

Mortgage

Document Number	0000015384
Date	Jul 18, 2022
Instrument	2022OR015384

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	7615 SPENCER RD, SPENCER, OH 44275
Document Number	0000017003
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7615 SPENCER RD HOMERVILLE OH 442359745, HOMERVILLE, OH 44235-9745

Mortgage

Document Number	0000017003
Date	Aug 26, 2019
Instrument	17003

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2029

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	7615 SPENCER RD, SPENCER, OH 44275
Document Number	0000017680
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7615 SPENCER RD HOMERVILLE OH 442359745, HOMERVILLE, OH 44235-9745

Mortgage

Document Number	0000017680
Date	Sep 3, 2019
Instrument	17680

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 (+37.14%)	$77,010 (+47.16%) Land $24,750 Building $52,260	$220,020 (+47.17%) Land $70,710 Building $149,310
2024	$2,108.00 (+5.61%)	$52,330 (-) Land $15,440 Building $36,890
2023	$1,996.00 (-2.54%)	$52,330 (-) Land $15,440 Building $36,890
2022	$2,048.00	$52,330 Land $15,440 Building $36,890	$149,500 Land $44,100 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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