7615 Piper Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 7615 Piper Cir, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,606 sqft · built 2023
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on File
Last Sale	$400,800 (Oct 2023)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-2N-28-0008-00C00-0030`

Property Details

APN / Parcel Number

Primary APN	`36-2N-28-0008-00C00-0030`
Alternative APN	`N28236000800C000030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,606 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	2,606 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	139 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	571 sqft
Porch	Finished/Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7615 PIPER CIR
City	MILTON
State	FL
Zip	32583-8676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AIRWAYS OAKS PB 13 PG 79 LOT 3 BLK C & AS DES IN OR 4442 PG 1364
Legal Range	28W
Legal Township	2N
Legal Section	36
Legal Subdivision	AIRWAYS OAKS
Legal Block	C
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2003
Census Tract	10809

Owner

7615 Piper Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Santa Rosa County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7615 PIPER CIR, MILTON, FL 32583-8676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 13, 2023	Warranty Deed, Subdivision Related Transfer HB TITLE INC
Aug 23, 2022	Warranty Deed, Transfer HB TITLE INC
Nov 15, 2021	Warranty Deed, Transfer · Line of Credit THIRD COAST BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	202346532
Deed Book / Page	4442 / 1364
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 7, 2026
Property Address	7615 PIPER CIR, MILTON, FL 32583-8676
Document Number	0000039869
Book / Page	4776 / 48
Instrument Date	Aug 3, 2026
Instrument	202639869
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7615 PIPER CIR, MILTON, FL 32583-8676

Mortgage

Document Number	0000039869,
Date	Aug 7, 2026
Book Page	4776/48
Instrument	202639869

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7615 PIPER CIR, MILTON, FL 32583-8676
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7615 PIPER CIR, MILTON, FL 32583-8676

Mortgage

Document Number	0046811726
Date	Nov 24, 2025
Book Page	4681/1726
Instrument	202554863

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 13, 2023
Property Address	7615 PIPER CIR, MILTON, FL 32583-8676
Document Number	0044421364
Book / Page	4442 / 1364
Map Reference	MB 13 PG 79&80
Instrument Date	Oct 12, 2023
Instrument	202346532
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,805.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7615 PIPER CIR, MILTON, FL 32583-8676

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 23, 2022
Property Address	7615 PIPER CIR, MILTON, FL 32583-8676
Document Number	0043190952
Book / Page	4319 / 952
Map Reference	MB 13 PG 70&80
Instrument Date	Aug 18, 2022
Instrument	202249329
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$6,100.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 WATERWHEEL TURN, PENSACOLA, FL 32514-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAN GALLIE BLVD, MELBOURNE, FL 32935-3184

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 15, 2021
Property Address	7615 PIPER CIR, MILTON, FL 32583-8676
Document Number	0042071364
Book / Page	4207 / 1364
Instrument Date	Nov 10, 2021
Instrument	202176214
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$5,810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 WATERWHEEL TURN, PENSACOLA, FL 32514-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0042071369
Date	Nov 15, 2021
Instrument	4207/1369

Lender

Name	THIRD COAST BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7615 Piper Cir was $3,549 with a homeowner's exemption, up 3.9% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00 (+3.89%) Homeowner's exemption	$331,685 (+2.36%) Land $38,000 Building $293,685	$331,685 (+2.36%) Land $38,000 Building $293,685
2024	$3,416.00 (+654.08%) Homeowner's exemption	$324,023 (+752.69%) Land $38,000 Building $286,023	$324,023 (+752.69%) Land $38,000 Building $286,023
2023	$453.00 (+538.03%)	$38,000 (+675.51%) Land $38,000	$38,000 (+675.51%) Land $38,000
2022	$71.00	$4,900	$4,900 Land $4,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7615 Piper Cir in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7615 Piper Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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