Boone County property record for 7615 O'Toole St, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,480 sqft · built 2023 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,401 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051.05-15-431.00 |
| Primary APN | 051.05-15-431.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7615 OTOOLE ST |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 431 PH 17 SEC 5 BALLYSHANNON |
| Legal Phase | 17 |
| Legal Lot Number | 431 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70318 |
7615 O'Toole St is owned and occupied by two individuals.
Source: Boone County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY MORTGAGE LLC |
| Sep 27, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| May 2, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Document Number | 0M4882/301 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | M4882/301 |
| Instrument | 1204457 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Sep 27, 2023 |
| Property Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Document Number | 0D1211/636 |
| Book / Page | D1211 / 636 |
| Map Reference | CAB 6 PG 423 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 976846 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Document Number | 0000976847 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 976847 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | May 2, 2023 |
| Property Address | 7615 OTOOLE ST, UNION, KY 41091-8300 |
| Document Number | 0D1204/445 |
| Book / Page | D1204 / 445 |
| Map Reference | CAB 6 PG 403 |
| Instrument Date | May 1, 2023 |
| Instrument | 941192 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
The 2025 property tax bill for 7615 O'Toole St was $4,401.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,401.00 | $387,200 Land $74,500 Building $312,700 | |
| 2024 | $387,200 (+482.26%) Land $74,500 Building $312,700 | ||
| 2023 | $756.00 | $66,500 Land $66,500 | $66,500 Land $66,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7615 O'Toole St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7615 O'Toole St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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