7615 E Ripple Rd, Hayden, ID 83835 Property Records

Kootenai County property record for 7615 E Ripple Rd, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,480 sqft · built 2004
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035000001040`

Property Details

APN / Parcel Number

Primary APN	`035000001040`
Alternative APN	`116854`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Frame
Foundation Type	Concrete
Lot Area	51,836 sqft (1.19 acres)
Lot Width	146 ft Width

Exterior Amenities

Shed	1 Shed
Shed Area	168 sqft
Stable	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	116854
Street Address	7615 E RIPPLE RD
City	HAYDEN
State	ID
Zip	83835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYDEN LAKE COTTAGE TRACTS, LT 104 1551N03W
Legal Subdivision	HAYDEN LAKE COTTAGE
Legal Lot Number	104
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3036
Census Tract	1801

Owner

Source: Kootenai County records · APN 035000001040

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	152 S JEFFERSON ST UNIT G, G, SPOKANE, WA 99201-4524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · ARM WASHINGTON TRUST BANK
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Apr 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2023
Deed Sale	Dec 29, 2023
Prior Sale	Jul 25, 2012
Deed Document Number	2367807000
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	2826574000
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7615 E RIPPLE RD, HAYDEN, ID 83835
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	OLD REPUBLIC TITLE, REPUBLIC NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2608357000
Date	Aug 21, 2017
Instrument	2608357000

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7615 E RIPPLE RD, HAYDEN, ID 83835
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 S JEFFERSON ST G, G, SPOKANE, WA 99201-4524

Mortgage

Document Number	2912384000
Date	Aug 19, 2022
Instrument	2912384000

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 15, 2021
Property Address	7615 E RIPPLE RD, HAYDEN, ID 83835
Document Number	2826574000
Map Reference	MB C PG 239
Instrument Date	Apr 13, 2021
Instrument	2826574000
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2133 S WHITETAIL CROSSING CT, COEUR D ALENE, ID 83814-5019

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (+1.24%)	$1,250,582 (-3.67%) Land $906,380 Building $344,202	$1,250,582 (-3.67%) Land $906,380 Building $344,202
2024	$4,929.00 (-1.32%)
2023	$4,995.00	$1,298,286 (-1.29%) Land $941,440 Building $356,846	$1,298,286 (-1.29%) Land $941,440 Building $356,846
2022		$1,315,298 Land $989,596 Building $325,702	$1,315,298 Land $989,596 Building $325,702

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · other causes

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Northwest Fiber Fixed Wireless	10 / 1

May also be available: Newmax.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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