Hamilton County property record for 7613 Cecelia Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,215 sqft · built 1960 |
| Lot Size | 0.332 acres (14,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2026) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129K B 018 |
| Primary APN | 129K B 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,500 sqft (0.332 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000056311 |
|---|---|
| Street Address | 7613 CECELIA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 7 PT 6 LAKE VISTA UNIT NO 4 REV PB20 PG92 3207 02D 08 |
| Legal Subdivision | LAKE VISTA UNIT NO 4 |
| Legal Lot Number | 7-6 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11402 |
Source: Hamilton County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Dec 15, 2025 | Warranty Deed, Transfer |
| Mar 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Dec 15, 2025 · Amount on Record |
| Deed Document Number | 20260529108 |
| Deed Book / Page | 14315 / 141 |
| Prior Transfer Date | Feb 26, 2004 |
| Prior Transfer Doc | 0070450199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 29, 2026 |
| Property Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0000000108 |
| Book / Page | 14315 / 141 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026108 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,030.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000109, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202629109 |
| Name | TJC MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 15, 2025 |
| Property Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0000000123 |
| Book / Page | 14137 / 857 |
| Map Reference | MB 20 PG 92 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025121500123 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7600 BEBE BRANCH LN, OOLTEWAH, TN 37363-9784 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0401000013 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7613 CECELIA DR CHATTANOOGA TN 374163216, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0401000013 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 011955/000675 |
| Instrument | 200401000013 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7613 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0401000012 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7613 CECELIA DR CHATTANOOGA TN 374163216, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0401000012 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 011955/000660 |
| Instrument | 200401000012 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+0.12%) | $57,225 (+47.77%) | $228,900 (+47.77%) Land $60,000 Building $168,900 |
| 2024 | $866.00 | $38,725 (-) | $154,900 (-) Land $30,000 Building $124,900 |
| 2023 | $866.00 | $38,725 | $154,900 Land $30,000 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2011–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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