76120 Harper Chapel Rd, Yulee, FL 32097 Property Records

Nassau County property record for 76120 Harper Chapel Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-2N-27-0000-0002-0110`

Property Details

APN / Parcel Number

Primary APN	`07-2N-27-0000-0002-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,365 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	265 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	10 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76120 HARPER CHAPEL RD
City	YULEE
State	FL
Zip	32097-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT NW1/4 OF NW1/4 OF NE1/4 PAR 2-11 IN OR 2382/312 (EX R/W IN OR 408/10)
Legal Range	27E
Legal Township	02N
Legal Section	07
Legal Block	110
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1021
Census Tract	50306

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3900 OLDFIELD TRL, JACKSONVILLE, FL 32223-2022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Aug 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 4, 2020
Transfer Doc	0023820312
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	76120 HARPER CHAPEL RD, YULEE, FL 32097-5408
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76120 HARPER CHAPEL RD, YULEE, FL 32097-5408

Mortgage

Document Number	0026310619
Date	Apr 14, 2023
Book Page	2631/619
Instrument	202345010534

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 6, 2020
Property Address	76120 HARPER CHAPEL RD, YULEE, FL 32097-5408
Document Number	0023820312
Book / Page	002382 / 000312
Instrument Date	Aug 4, 2020
Instrument	45024387
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 OLDFIELD CROSSING DR JACKSONVILLE FL 322237870, JACKSONVILLE, FL 32223-7870

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+5.94%)	$199,716 (+5.22%) Land $85,000 Building $114,716	$199,716 (+5.22%) Land $85,000 Building $114,716
2024	$2,662.00 (+4.27%)	$189,803 (+2.54%) Land $80,000 Building $109,803	$189,803 (+2.54%) Land $80,000 Building $109,803
2023	$2,553.00 (+26.01%)	$185,103 (+29.42%) Land $80,000 Building $105,103	$185,103 (+29.42%) Land $80,000 Building $105,103
2022	$2,026.00	$143,030 Land $55,000 Building $88,030	$143,030 Land $55,000 Building $88,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Xfinity.

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