7612 195th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7612 195th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,815 sqft · built 1998
Lot Size	0.149 acres (6,498 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Dec 2023)
Tax Bill	$5,011 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602215-0-190`

Property Details

APN / Parcel Number

Primary APN	`602215-0-190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,815 sqft Living Area
Gross Area	2,255 sqft
1st Floor Area	840 sqft
Upper Floors Area	975 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,498 sqft (0.149 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7612 195TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 21 AUGUSTA L 19 TOG/W 1/101ST UNDIV INT IN TR A-G EASE OF REC OUT OF 401531-315-0, 186-0, 179-0 & 323-0 SEG J0076 MD 7/8/97MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	AUGUSTA
Legal Tract	A
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3008
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7612 195TH STREET CT E, SPANAWAY, WA 98387-5073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · FHA Mortgage NEXA MORTGAGE LLC
Dec 22, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Nov 16, 2006 · Amount on Record
Deed Document Number	2023381
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0000000748
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7612 195TH STREET CT E, SPANAWAY, WA 98387-5073
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7612 195TH STREET CT E, SPANAWAY, WA 98387-5073

Mortgage

Document Number	0010310151
Date	Oct 31, 2024
Instrument	202410310151

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2052

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 22, 2023
Property Address	7612 195TH STREET CT E, SPANAWAY, WA 98387-5073
Document Number	0012220381
Map Reference	AF 9705230103
Instrument Date	Dec 21, 2023
Instrument	202312220381
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,424.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7612 195TH STREET CT E, SPANAWAY, WA 98387-5073

Mortgage

Document Number	0012220382
Date	Dec 22, 2023
Instrument	202312220382

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0012220383
Date	Dec 22, 2023
Instrument	202312220383

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,011.00 (+3.96%)	$443,700 (-1.33%) Land $168,900 Building $274,800	$443,700 (-1.33%) Land $168,900 Building $274,800
2025	$4,820.00 (-0.54%)	$449,700 (+9.42%) Land $166,500 Building $283,200	$449,700 (+9.42%) Land $166,500 Building $283,200
2024	$4,846.00 (-1.82%)	$411,000 (-4.31%) Land $166,500 Building $244,500	$411,000 (-4.31%) Land $166,500 Building $244,500
2023	$4,936.00	$429,500 Land $153,400 Building $276,100	$429,500 Land $153,400 Building $276,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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