7611 Cole Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7611 Cole Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,929 sqft
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,515 (Mar 2012)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-003-100-003-03-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-003-100-003-03-7-4`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft
Basement Area	1,929 sqft
Unfinished Basement	1,929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	871,200 sqft (20 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7611 COLE RD
City	READING
State	MI
Zip	49274-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	S1/2 NE FR1/4 NW FR1/4 MORE PARTICULARLY DESC AS: COM N1/4 COR TH S 016'58E ALG N-S1/4 LN & C/L BALCOM RD 510.02 FT TO POB TH
Legal Range	03W
Legal Township	07S
Legal Section	03
Legal Subdivision	SHAFFERS COVE
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2029
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7611 COLE RD, READING, MI 49274-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Jul 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Prior Sale	Jun 30, 2003
Deed Book / Page	1483 / 683
Last Transfer Date	Jul 7, 2022
Transfer Doc	001830/674
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	7611 COLE RD, READING, MI 49274-9211
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01647/0866
Date	Feb 21, 2017
Book Page	1647/0866

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2027

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jul 11, 2022
Property Address	7611 COLE RD, READING, MI 49274-9211
Document Number	001830/674
Book / Page	1830 / 674
Instrument Date	Jul 7, 2022
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7611 COLE RD, READING, MI 49274-9211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,500 (+3.11%)	$491,060 (+3.11%) Land $87,829 Building $403,231
2025	$3,113.00 (+21.41%) Homeowner's exemption	$238,100 (+17.23%)	$476,247 (+17.27%) Land $99,400 Building $376,847
2023		$203,100	$406,127 Land $84,280 Building $321,847
2021	$2,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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