761 Waterloo St, Charleston, SC 29412 Property Records

Charleston County property record for 761 Waterloo St, Charleston, SC 29412 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,673 sqft · built 1969
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Mar 2023)
Tax Bill$8,074 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN454-05-00-092

Property Details

APN / Parcel Number

Primary APN454-05-00-092

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,673 sqft Living Area
1st Floor Area1,673 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions178 ft deep x 108 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address761 WATERLOO ST
CityCHARLESTON
StateSC
Zip29412-5057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT DESCRIPTION -LT 6 BLK D PART 4 PORTION 4
Legal SubdivisionSTILES POINT
Legal BlockD
Legal Lot Number6
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1096
Census Tract2007

Owner

Source: Charleston County records · APN 454-05-00-092

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address761 WATERLOO ST, CHARLESTON, SC 29412-5057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2023 · Amount on Record
Deed SaleMar 14, 2023 · Amount on Record
Deed Book / Page1168 / 233
Prior Transfer DateApr 05, 2004
Prior Transfer DocT489/0669
Record UpdatedJun 08, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateMar 14, 2023
Property Address761 WATERLOO ST, CHARLESTON, SC 29412-5057
Document Number0011680233
Book / Page1168 / 233
Map ReferenceMB U PG 77
Instrument DateMar 01, 2023
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address761 WATERLOO ST, CHARLESTON, SC 29412-5057

Mortgage

Document Number0001168234
DateMar 14, 2023
Instrument1168/234
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,074.00 (-0.71%)
2024$8,132.00 (+82.86%)$30,000 (+70.07%)
2022$4,447.00$17,640$326,875 (-34.63%) Land $131,175 Building $195,700
2020$500,000 Land $225,500 Building $274,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Waterloo St

Nearby Streets

Search Property Records by Address or Parcel Number