Harford County property record for 761 Shore Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,748 sqft · built 1978 |
| Lot Size | 0.256 acres (11,135 sqft) |
| Owner | Company Name on File |
| Last Sale | $366,000 (Oct 2023) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jan 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-133055 |
| Primary APN | 01-133055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,135 sqft (0.256 acres) |
| Lot Dimensions | 1 ft deep x 45 ft wide |
| View / Lot | Waterfront |
| Porch | Porch |
| Porch Area | 336 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 133055 |
|---|---|
| Street Address | 761 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 260 BK 21 86/45X1 761 SHORE DRIVE RUMSEY ISLAND PT 38/53 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 21 |
| Legal Lot Number | 260 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-133055
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 175 E KING ST, 6, EPHRATA, PA 17522-2368 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · Stand-Alone First Mortgage CANAAN CAPITAL GROUP LLC |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Jan 29, 2020 | Correction Deed, Transfer ALL STAR TITLE |
| Jan 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 08, 2020 | Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Jan 29, 2020 · Amount on Record |
| Deed Book / Page | 16060 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 12, 2023 |
| Property Address | 761 SHORE DR, JOPPA, MD 21085-4545 |
| Document Number | 0160600444 |
| Book / Page | 16060 / 444 |
| Map Reference | LB 13717 PG 401 |
| Instrument Date | Oct 05, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 E KING ST BLDG 6, 6, EPHRATA, PA 17522-2368 |
| Document Number | 0160600448 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 16060-0448 |
| Name | CANAAN CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 761 SHORE DR, JOPPA, MD 21085-4545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0126780435 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 12678/0435 |
| Instrument | 12678-0435 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 31, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 29, 2020 |
| Property Address | 761 SHORE DR, JOPPA, MD 21085-4545 |
| Document Number | 0136640227 |
| Book / Page | 013664 / 000227 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | ALL STAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 761 SHORE DR JOPPA MD 210854545, JOPPA, MD 21085-4545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 761 SHORE DR, JOPPA, MD 21085-4545 |
| Document Number | 0137170409 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 761 SHORE DR JOPPA MD 210854545, JOPPA, MD 21085-4545 |
| Document Number | 0137170409 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 013717/000409 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 761 SHORE DR, JOPPA, MD 21085-4545 |
| Document Number | 0137170401 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 761 SHORE DR JOPPA MD 210854545, JOPPA, MD 21085-4545 |
| Document Number | 0137170401 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 013717/000401 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,100 (+7.04%) | $417,900 (-) Land $162,600 Building $255,300 | |
| 2025 | $3,711.00 (+1.67%) | $366,300 (+8.46%) | $417,900 (+22.73%) Land $162,600 Building $255,300 |
| 2023 | $337,733 | $340,500 Land $162,600 Building $177,900 | |
| 2022 | $3,650.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 493 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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