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761 Rum Rd, Captiva, FL 33924 Property Records

Lee County property record for 761 Rum Rd, Captiva, FL 33924 · Last verified May 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.284 acres (12,371 sqft)
Owner2 Individual Names on File
Last Sale$189,500 (Sep 2020)
Tax Bill$1,484 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0030

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0030
Alternative APNs
  • 21054509000000030
  • 10003366

Exterior

Lot Area12,371 sqft (0.284 acres)
Lot Dimensions165 ft deep x 75 ft wide

Location & Zoning

Account Number10003366
Street Address761 RUM RD
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionN CAPTIVA DUNES UNREC UT 3 LOT 3 DESC OR 1238 PG 1778
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number3
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-09-00000.0030

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address613 EAGLE, LAKEWAY, TX 78734-5008
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleJul 18, 2005 · Amount on Record
Deed Document Number2020221948
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 17, 2020
Property Address761 RUM RD, CAPTIVA, FL 33924
Document Number0000221948
Instrument DateSep 14, 2020
Instrument2020000221948
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,326.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address309 OLD FARMS RD, 309, SOUTH GLASTONBURY, CT 06073-3722

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 ENGLE, LAKEWAY, TX 78734-5008

Mortgage

Document Number0000221949
DateSep 17, 2020
Instrument2020000221949
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.25%
Index1-Year LIBOR
Max Rate11.2%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (-6.49%)$79,208 (-41.91%) Land $79,208$139,984 (+2.67%) Land $139,984
2023$1,587.00 (-0.5%)$136,350 (-4.92%) Land $136,350$136,350 (-4.92%) Land $136,350
2022$1,595.00$143,400 Land $143,400$143,400 Land $143,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 774 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
83 under condo master policies
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024, other causes
Claims By Storm
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 637 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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