761 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 761 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (May 2019)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3480-00001.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3480-00001.0`
Alternative APN	`23615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,546 sqft
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	119 ft deep x 85 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Screened Porch
Porch Area	250 sqft
Patio Area	900 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	761 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 348 LOT 1 PBI 7-56A
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	348
Legal Lot Number	1
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1023
Census Tract	50810

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	761 CONCHA DR, SEBASTIAN, FL 32958-6603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 24, 2019	Warranty Deed, Transfer ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO
May 24, 2019	Warranty Deed, Transfer ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO
Feb 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	May 2, 2008 · Amount on Record
Deed Document Number	201930829
Deed Book / Page	3209 / 1608
Prior Transfer Date	Feb 16, 2019
Prior Transfer Doc	0031861979
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	761 CONCHA DR, SEBASTIAN, FL 32958-6603
Document Number	0032831616
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603

Mortgage

Document Number	0032831616
Date	Mar 9, 2020
Book Page	003283/001616
Instrument	14352

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 24, 2019
Property Address	761 CONCHA DR, SEBASTIAN, FL 32958-6603
Document Number	0032091608
Book / Page	003209 / 001608
Instrument Date	May 22, 2019
Instrument	30829
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Transaction

Amount	Amount Recorded
Tax	$1,288.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	761 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 24, 2019
Property Address	761 CONCHA DR, SEBASTIAN, FL 32958-6603
Document Number	0032091609
Book / Page	003209 / 001609
Instrument Date	May 22, 2019
Instrument	30830
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	761 CONCHA DR SEBASTIAN FL 329586603, SEBASTIAN, FL 32958-6603

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 26, 2019
Property Address	761 CONCHA DR, SEBASTIAN, FL 32958-6603
Document Number	0031861979
Book / Page	003186 / 001979
Instrument Date	Feb 16, 2019
Instrument	11465
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 106TH ST RICHMOND HILL NY 114181603, RICHMOND HILL, NY 11418-1603

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+19.71%) Homeowner's exemption Disabled Person's exemption	$210,398 (+5.99%)	$295,862 (+1.72%) Land $65,495 Building $230,367
2023	$2,725.00 (+1.98%)	$198,512 (+3%)	$290,864 (+8.8%) Land $56,644 Building $234,220
2022	$2,672.00	$192,730	$267,334 Land $37,173 Building $230,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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