Charleston County property record for 761 Chatter Rd, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1978 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jul 2021) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 559-02-00-178 |
| Primary APN | 559-02-00-178 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,550 sqft |
| Upper Floors Area | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 141 ft deep x 112 ft wide |
| Garage Type | Mixed |
| Garage Area | 862 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 761 CHATTER RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -WAKENDAW LAKES DESCRIPTION -LT 12 BLK F |
| Legal Subdivision | WAKENDAW LAKES |
| Legal Block | F |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4622 |
761 Chatter Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 761 CHATTER RD, MOUNT PLEASANT, SC 29464-5157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY |
| Jul 30, 2021 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Dec 12, 2008 · Amount on File |
| Deed Book / Page | 1019 / 225 |
| Prior Transfer Date | Jun 5, 2015 |
| Prior Transfer Doc | 0482/0446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 13, 2026 |
| Property Address | 761 CHATTER RD, MOUNT PLEASANT, SC 29464-5157 |
| Document Number | 0000050823 |
| Book / Page | 1409 / 251 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202650823 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 761 CHATTER RD, MOUNT PLEASANT, SC 29464-5157 |
| Document Number | 0000050823, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 1409/251 |
| Instrument | 202650823 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 7, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 30, 2021 |
| Property Address | 761 CHATTER RD, MOUNT PLEASANT, SC 29464-5157 |
| Document Number | 0010190225 |
| Book / Page | 1019 / 225 |
| Map Reference | MB AJ PG 95 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 761 CHATTER RD, MT PLEASANT, SC 29464-5157 |
| Document Number | 0001019227 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 1019/227 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 761 Chatter Rd was $2,665, up 12.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,665.00 (+12.45%) | $690,000 (+2,775%) Land $133,722 Building $556,278 | $942,300 Land $315,800 Building $626,500 |
| 2024 | $2,370.00 | $24,000 | |
| 2022 | $8,341.00 | $36,000 | $600,000 Land $115,000 Building $485,000 |
| 2020 | $600,000 Land $115,000 Building $485,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 761 Chatter Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 6 (1989–2017) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 761 Chatter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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