761 Atlantic St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 761 Atlantic St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$1,932,500 (Mar 2026)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532-06-00-092`

Property Details

APN / Parcel Number

Primary APN	`532-06-00-092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	93 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	761 ATLANTIC ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MT PLEASANT HGTS DESCRIPTION -LT 123
Legal Subdivision	MT PLEASANT HGTS
Legal Lot Number	123
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3019
Census Tract	4701

Owner

761 Atlantic St is owned and occupied by two individuals who bought it in March 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 18, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 1, 2021	Deed, Transfer · Stand-Alone First Mortgage SOUTHERN FIRST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Aug 18, 2022 · Amount on File
Deed Book / Page	1379 / 34
Prior Transfer Date	Jan 18, 2007
Prior Transfer Doc	K614/0071
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 31, 2026
Property Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464
Document Number	0013790034
Book / Page	1379 / 34
Map Reference	MB H PG 129
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,024.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464

Mortgage

Document Number	0000137935
Date	Mar 31, 2026
Instrument	1379/35

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 18, 2022
Property Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464
Document Number	0011310888
Book / Page	1131 / 888
Map Reference	MB H PG 129
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,030.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464

Mortgage

Document Number	0001131889
Date	Aug 18, 2022
Instrument	1131/889

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 1, 2021
Property Address	761 ATLANTIC ST, MOUNT PLEASANT, SC 29464-4464
Document Number	0010480309
Book / Page	1048 / 309
Map Reference	MB H PG 129
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MENOTTI ST, CHARLESTON, SC 29401-1576

Mortgage

Document Number	0001048311
Date	Nov 1, 2021
Instrument	1048/311

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 761 Atlantic St was $6,164, up 7.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,164.00 (+7.05%)	$1,682,300 (+2,613.39%) Land $800,000 Building $882,300	$1,682,300 Land $800,000 Building $882,300
2024	$5,758.00	$62,000
2022	$9,022.00	$39,000	$650,000 Land $450,000 Building $200,000
2020			$1,550,000 Land $700,000 Building $850,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 761 Atlantic St in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	63 (1979–2023)
Claims Outside the SFHA	21 of 63
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Hugo, Sep 1989 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 761 Atlantic St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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