7609 W 85th St, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 7609 W 85th St, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,482 sqft · built 1980
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$348,000 (Feb 2014)
Tax Bill	$6,912 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-116-21-44-0035`

Property Details

APN / Parcel Number

Primary APN	`18-116-21-44-0035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	3,673 sqft
1st Floor Area	1,482 sqft
Basement Area	2,191 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	196 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	518 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7609 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55438-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 002 A AUTUMN CHACE 4TH ADDN N 65X196X105X156
Legal Range	21
Legal Township	116
Legal Section	18
Legal Quarter	44
Legal Subdivision	AUTUMN CHACE 4TH ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25905

Owner

7609 W 85th St is owned and occupied by two individuals who bought it in February 2014.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7609 W 85TH ST, MINNEAPOLIS, MN 55438-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2014 · Amount on File
Deed Sale	Feb 24, 2014 · Amount on File
Prior Sale	Jul 28, 2004 · Amount on File
Deed Document Number	201410057348
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7609 W 85TH ST, BLOOMINGTON, MN 55438-1308
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7609 W 85TH ST, BLOOMINGTON, MN 55438-1308

Mortgage

Document Number	0A11416214
Date	Nov 5, 2025
Instrument	A11416214

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7609 W 85TH ST, BLOOMINGTON, MN 55438-1308
Document Number	0010841507
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7609 W 85TH ST BLOOMINGTON MN 554381308, BLOOMINGTON, MN 55438-1308

Mortgage

Document Number	0010841507
Date	Sep 21, 2020
Instrument	10841507

Lender

Name	STAR CHOICE CU
Type	Credit Union
Address	BLOOMINGTON, MN 55431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7609 W 85th St was $6,912 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,912.00	$501,800 Land $198,400 Building $303,400	$501,800 Land $198,400 Building $303,400
2023	$5,575.00 Homeowner's exemption
2022		$473,700 Land $188,600 Building $285,100	$473,700 Land $188,600 Building $285,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7609 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7609 W 85th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband, Verizon.

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