Frederick County property record for 7609 Ridge Rd, Frederick, MD 21702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1967 |
| Square Footage | 2,850 sqft Living Area |
| Lot Size | 30,000 sqft (0.689 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,916.00 (2024) |
| Primary APN | 24-451291 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,850 sqft Living Area |
| Gross Area | 2,990 sqft Gross Area |
| 1st Floor | 2,150 sqft 1st Floor |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 30,000 sqft (0.689 acres) |
| Depth X Width | 300 ft x 100 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 576 sqft Shed |
| Deck Area | 280 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 210 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Account Number | 451291 |
|---|---|
| Street Address | 7609 RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT #22 100 X 300 E/S RIDGE RD. |
| Legal Subdivision | CATOCTIN ACRES |
| Legal Lot Number | 22 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 24, BRADDOCK |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 752603 |
Source: Frederick County records · APN 24-451291
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 23, 2016 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2007 |
| Deed Sale | Jun 26, 2007 |
| Prior Sale | May 02, 2001 · Amount on Record |
| Deed Doc Number | 200773436 |
| Deed Book / Page | 6638 / 251 |
| Prior Transfer Date | Apr 19, 2007 |
| Prior Transfer Doc | 0066380254 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 05, 2026 |
| Property Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Document Number | 1784000450 |
| Book / Page | 17846 / 450 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Investor | Possibly a Property Investor |
| Document Number | 1784000450, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 17846/450 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Document Number | 0162610465 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 16261/465 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0153840440 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 15384/440 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0153110098 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 15311/98 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7609 RIDGE RD, FREDERICK, MD 21702-3522 |
| Document Number | 0116130404 |
| Book / Page | 011613 / 000404 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 7609 RIDGE RD FREDERICK MD 217023522, FREDERICK, MD 21702-3522 |
| Document Number | 0116130404 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 011613/000404 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $451,167 (+34.08%) | $508,500 (+51.11%) Land $151,000 Building $357,500 | |
| 2024 | $4,916.00 (+20.17%) | ||
| 2023 | $4,091.00 | $336,500 Land $92,300 Building $244,200 | $336,500 Land $92,300 Building $244,200 |
7609 Ridge Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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