7609 Endecott Pl, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7609 Endecott Pl, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,822 sqft · built 2000
Lot Size	0.394 acres (17,206 sqft)
Owner	2 Company Names on Record
Last Sale	$696,460 (Aug 2017)
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21322902710000`

Property Details

APN / Parcel Number

Primary APN	`21322902710000`
Alternative APNs	`322902710000` `01008313`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,822 sqft Finished Area
Basement Area	2,441 sqft
Finished Basement	1,910 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,206 sqft (0.394 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01008313
Street Address	7609 ENDECOTT PL
City	PROSPECT
State	KY
Zip	40059-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	SUTHERLAND PHASE 16 JOHN C & RUTH ANNE GARSDALE PROPERTY PB 45 PG 95
Legal Subdivision	SUTHERLAND
Legal Phase	16
Legal Lot Number	271
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3009
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	7609 ENDECOTT PL, PROSPECT, KY 40059-7808
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 13, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 8, 2017	Grant Deed, Transfer · Line of Credit CITIZENS UNION BK
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit L&N FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	0109500626
Deed Book / Page	010950 / 000626
Last Transfer Date	Mar 25, 2025
Transfer Doc	0000044159
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7609 ENDECOTT PL, PROSPECT, KY 40059-7808
Document Number	0167930949
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7609 ENDECOTT PL PROSPECT KY 400597808, PROSPECT, KY 40059-7808

Mortgage

Document Number	0167930949
Date	Sep 9, 2020
Book Page	016793/000949
Instrument	189259

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 13, 2018
Property Address	7609 ENDECOTT PL, PROSPECT, KY 40059-7808
Document Number	0111970336
Book / Page	011197 / 000336
Instrument Date	Jun 14, 2018
Instrument	163518
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7609 ENDECOTT PL PROSPECT KY 400597808, PROSPECT, KY 40059-7808

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 8, 2017
Property Address	7609 ENDECOTT PL, PROSPECT, KY 40059-7808
Document Number	0109500626
Book / Page	010950 / 000626
Instrument Date	Jul 31, 2017
Instrument	175264
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7609 ENDECOTT PL PROSPECT KY 400597808, PROSPECT, KY 40059-7808

Mortgage

Document Number	151720301
Date	Aug 8, 2017
Book Page	015172/000301
Instrument	175266

Lender

Name	CITIZENS UNION BK
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2027

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	151720281,
Date	Aug 8, 2017
Book Page	015172/000281
Instrument	175265

Lender

Name	CITIZENS UNION BK/SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7609 ENDECOTT PL, PROSPECT, KY 40059-7808
Document Number	0149690899
Book / Page	014969 / 000899
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7609 ENDECOTT PL PROSPECT KY 400597808, PROSPECT, KY 40059-7808

Mortgage

Document Number	0149690899
Date	Mar 8, 2017
Book Page	014969/000899
Instrument	53415

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	384 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,772.00 (-3.63%)	$696,460 (-) Land $166,250 Building $530,210
2024			$696,460 (-) Land $166,250 Building $530,210
2023	$8,065.00 (-0.33%)	$696,460 (-) Land $166,250 Building $530,210	$696,460 (-) Land $166,250 Building $530,210
2022	$8,092.00	$696,460 Land $166,250 Building $530,210	$696,460 Land $166,250 Building $530,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BluegrassNet.

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