Wake County property record for 7609 Derek Dr, Raleigh, NC 27613
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,955 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,000 (Aug 2025) |
| Tax Bill | $6,060 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0787.09-07-3025 0301031 |
| Primary APN | 0787.09-07-3025 0301031 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,955 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 171 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0301031 |
|---|---|
| Street Address | 7609 DEREK DR |
| City | RALEIGH |
| State | NC |
| Zip | 27613-5803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO1087 LONG LAKES SUB P1 TR1 BM2002-01104 |
| Legal Township | 08 |
| Legal Subdivision | LONG LAKES SUB |
| Legal Tract | 1 |
| Legal Lot Number | 1087 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | LEESVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 53724 |
7609 Derek Dr is owned and occupied by an individual who bought it in August 2025.
Source: Wake County records, as of September 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 3, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 23, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 0019994945 |
| Deed Book / Page | 19994 / 945 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 25, 2025 |
| Property Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 019994/945 |
| Book / Page | 19994 / 945 |
| Map Reference | MB 2002 PG 1462-1465 |
| Instrument Date | Aug 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1222 RED CEDAR CT, YOUNGSVILLE, NC 27596-4800 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 0019994947 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 19994/947 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Dec 3, 2021 |
| Property Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 18826/1372 |
| Book / Page | 18826 / 1372 |
| Map Reference | MB 2002 PG 1462-1465 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE # AVE31, AVE31, SEATTLE, WA 98101-3800 |
| Name | Verified Name |
|---|---|
| Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 0188261379 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 18826/1379 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 23, 2021 |
| Property Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 018712/787 |
| Book / Page | 18712 / 787 |
| Map Reference | MB 2002 PG 1462-1465 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,241.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2708 GORDON ST, RALEIGH, NC 27608-1206 |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 1, 2018 |
| Property Address | 7609 DEREK DR, RALEIGH, NC 27613-5803 |
| Document Number | 172031854 |
| Book / Page | 017203 / 001854 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $793.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7609 DEREK DR RALEIGH NC 276135803, RALEIGH, NC 27613-5803 |
| Document Number | 172031857 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 017203/001857 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2048 |
The 2025 property tax bill for 7609 Derek Dr was $6,060.
Source: Wake County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,060.00 | $692,691 Land $175,000 Building $517,691 | |
| 2024 | $692,691 (+72.19%) Land $175,000 Building $517,691 | ||
| 2023 | $4,404.00 | $402,280 Land $90,000 Building $312,280 | $402,280 Land $90,000 Building $312,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7609 Derek Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7609 Derek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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