7609 B St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 7609 B St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,812 sqft · built 1988
Lot Size	0.063 acres (2,741 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Oct 2021)
Tax Bill	$6,612 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-069192`

Property Details

APN / Parcel Number

Primary APN	`03-069192`
Alternative APNs	`3069192` `069192`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,812 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,741 sqft (0.063 acres)
View / Lot	Waterfront
Deck Area	627 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	069192
Street Address	7609 B ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 5 BLK 68 CHES BEACH
Legal Subdivision	CHESAPEAKE BEACH
Legal Block	68
Legal Lot Number	5
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860402

Owner

Source: Calvert County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3290 GREEN ASH RD, DAVIDSONVILLE, MD 21035-2214
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed, Transfer · Line of Credit SILVER HILL FINANCIAL LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG
Oct 25, 2017	Grant Deed, Transfer MARYLAND TRUST TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	6116 / 346
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0038540284
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 20, 2021
Property Address	7609 B ST, CHESAPEAKE BEACH, MD 20732-3172
Document Number	0061160346
Book / Page	6116 / 346
Map Reference	PL TBT 5 PL 571
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3290 GREEN ASH RD, 3290, DAVIDSONVILLE, MD 21035-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3290 GREEN ASH RD, DAVIDSONVILLE, MD 21035-2214

Mortgage

Document Number	6116351
Date	Oct 20, 2021
Instrument	6116/351

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7609 B ST, CHESAPEAKE BEACH, MD 20732-3172
Document Number	0055750486
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7609 B ST CHESAPEAKE BEACH MD 207323172, CHESAPEAKE BEACH, MD 20732-3172

Mortgage

Document Number	0055750486
Date	Apr 27, 2020
Book Page	005575/000486

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 25, 2017
Property Address	7609 B ST, CHESAPEAKE BEACH, MD 20732-3172
Document Number	0050850492
Book / Page	005085 / 000492
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7609 B ST CHESAPEAKE BEACH MD 207323172, CHESAPEAKE BEACH, MD 20732-3172

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,700 (+9.51%)	$643,500 (+3.82%) Land $377,800 Building $265,700
2025	$6,612.00 (+15.27%)
2023	$5,736.00	$573,200	$619,800 Land $377,800 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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