7609 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7609 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2015
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$202,160 (Aug 2022)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R326579`

Property Details

APN / Parcel Number

Primary APN	`R326579`
Alternative APN	`R1269000000002000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,590 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7609 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 200
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	200
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1030
Census Tract	10412

Owner

Source: Lubbock County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7609 86TH ST, LUBBOCK, TX 79424-7712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Document Number	202239182
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	0000025204
Record Updated	Sep 20, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 21, 2021
Property Address	7609 86TH ST, LUBBOCK, TX 79424-7712
Document Number	0000025204
Map Reference	DOC 2015003731
Instrument Date	May 20, 2021
Instrument	2021025204
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 86TH ST, LUBBOCK, TX 79424-4223

Mortgage

Document Number	0000025205
Date	May 21, 2021
Instrument	2021025205

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7609 86TH ST, LUBBOCK, TX 79424-7712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046466
Date	Oct 19, 2020
Instrument	2020046466

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	GREEN HARBOR, MA 2041

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (-12.38%)	$199,111 (-9.81%) Land $23,760 Building $175,351	$199,111 (-9.81%) Land $23,760 Building $175,351
2024	$4,678.00 (+1.21%)
2023	$4,622.00 (+10.89%) Homeowner's exemption	$220,768 Land $23,760 Building $197,008	$220,768 Land $23,760 Building $197,008
2022	$4,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Uniti Group.

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