7608 Choctaw Ln, McKinney, TX 75070 Property Records

Collin County property record for 7608 Choctaw Ln, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,026 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$13,557 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11232-00C-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-11232-00C-0120-1`
Alternative APN	`2758381`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,026 sqft Living Area

Exterior

Year Built	Built 2021

Location & Zoning

Account Number	2758381
Street Address	7608 CHOCTAW LN
City	MCKINNEY
State	TX
Zip	75070-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WESTMINSTER AT CRAIG RANCH ADDITION (CMC), BLK C, LOT 12
Legal Subdivision	WESTMINSTER AT CRAIG RANCH ADDITION (CMC
Legal Block	C
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3017
Census Tract	30542

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 19, 2021	Transfer on Death Deed, Transfer
Nov 2, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ONY GLO INC
Jun 28, 2018	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021
Deed Sale	Nov 2, 2021
Deed Document Number	20211102002245280
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420

Mortgage

Document Number	2023000132509
Date	Nov 17, 2023
Instrument	2023000132509

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 19, 2021
Property Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420
Document Number	0002373700
Map Reference	VOL 217 PG 214
Instrument Date	Nov 11, 2021
Instrument	20211119002373700
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 2, 2021
Property Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420
Document Number	0002245280
Map Reference	VOL 2017 PG 214
Instrument Date	Oct 29, 2021
Instrument	20211102002245280
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15455 DALLAS PKWY STE 1000, 15455, ADDISON, TX 75001-6772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420

Mortgage

Document Number	0002245290
Date	Nov 2, 2021
Instrument	20211102002245290

Lender

Name	ONY GLO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	7608 CHOCTAW LN, MCKINNEY, TX 75070-1420
Document Number	0000801730
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15455 DALLAS PKWY #1000 ADDISON TX 750016772, 1000, ADDISON, TX 75001-6772
Investor	Possibly a Property Investor

Mortgage

Document Number	0000801730
Date	Jun 28, 2018
Instrument	801730

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2000 MCKINNEY AVE # 700, DALLAS, TX 75201-1985

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 27, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$882,759 (-2.89%) Land $252,000 Building $630,759	$882,759 (-2.89%) Land $252,000 Building $630,759
2024	$13,557.00 (-8.82%)
2023		$909,000 Land $252,000 Building $657,000	$909,000 Land $252,000 Building $657,000
2022	$14,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WeLink Communications.

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