Harris County property record for 7607 Silver Cloud Ln, Houston, TX 77086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,209 sqft · built 1975 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-595-000-0012 |
| Primary APN | 107-595-000-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 7,280 sqft (0.167 acres) |
| View / Lot | Neighborhood |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 494 sqft |
| Patio Area | 260 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1075950000012 |
|---|---|
| Street Address | 7607 SILVER CLOUD LN |
| City | HOUSTON |
| State | TX |
| Zip | 77086-2633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK 23 017*W3466200-004-023-012 WILLOWOOD SEC 4 |
| Legal Subdivision | WILLOWOOD SEC 4 |
| Legal Block | 23 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 534002 |
Source: Harris County assessment roll, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7607 SILVER CLOUD LN, HOUSTON, TX 77086-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA LENDING GROUP LLC |
| May 30, 2018 | Warranty Deed, Transfer CZIRR INVESTMENTS LLC |
| Apr 3, 2018 | Warranty Deed, Transfer DECLARATION TITLE |
| Apr 3, 2018 | Warranty Deed, Transfer DECLARATION TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 |
| Deed Sale | Apr 3, 2018 |
| Prior Sale | Apr 3, 2018 |
| Deed Document Number | 2018140725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 7607 SILVER CLOUD LN, HOUSTON, TX 77086-2633 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021257545 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-257545 |
| Name | SIERRA LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 8.99% |
| Index | Prime Rate |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 30, 2018 |
| Property Address | 7607 SILVER CLOUD LN, HOUSTON, TX 77086-2633 |
| Document Number | 0000235898 |
| Instrument Date | May 25, 2018 |
| Instrument | 235898 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7607 SILVER CLOUD LN HOUSTON TX 770862633, HOUSTON, TX 77086-2633 |
| Document Number | 235899 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 235899 |
| Name | CZIRR INVESTMENTS LLC |
|---|---|
| Address | 5914 CENTER ST, HOUSTON, TX 77007-3005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 3, 2018 |
| Property Address | 7607 SILVER CLOUD LN, HOUSTON, TX 77086-2633 |
| Document Number | 0000140725 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 140725 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | DECLARATION TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5914 CENTER ST HOUSTON TX 770073005, HOUSTON, TX 77007-3005 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 3, 2018 |
| Property Address | 7607 SILVER CLOUD LN, HOUSTON, TX 77086-2633 |
| Document Number | 0000140722 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 140722 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | DECLARATION TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7607 SILVER CLOUD LN HOUSTON TX 770862633, HOUSTON, TX 77086-2633 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Klein Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (+27.63%) | $185,729 (-6.58%) Land $36,789 Building $148,940 | $185,729 (-6.58%) Land $36,789 Building $148,940 |
| 2024 | $3,615.00 (-2.09%) | ||
| 2023 | $198,811 Land $36,789 Building $162,022 | $198,811 Land $36,789 Building $162,022 | |
| 2022 | $3,692.00 (+33.77%) | ||
| 2020 | $2,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 11 (2002–2017) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 133 serves 5,082 people · EPA ID TX1010210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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