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7607 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7607 Bluff Point Ln, Denver, NC 28037

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,716 sqft · built 2002
Lot Size0.034 acres (1,481 sqft)
Owner2 Company Names on File
Last Sale$127,000 (Jul 2015)
Tax Bill$1,876 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN4602-51-0494

Property Details

APN / Parcel Number

Primary APN4602-51-0494
Alternative APNs
  • 460204510494
  • 194976
  • 308261
  • 80364

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,716 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,481 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number308261
Street Address7607 BLUFF POINT LN
CityDENVER
StateNC
Zip28037-7549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description#24BLDG#44UNIT THE BLUFFS
Legal SubdivisionWATERSIDE CROSSING TOWNHOMES THE BLUFFS
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2014
Census Tract71102

Owner

Source: Lincoln County records · APN 4602-51-0494

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7607 BLUFF POINT LN, DENVER, NC 28037-7549
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Sep 13, 2018Deed of Trust, Mortgage · Line of Credit
AMERICAN AIRLINES EMPS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Prior SaleAug 24, 2007 · Amount on Record
Deed Document Number2015536175
Deed Book / Page2533 / 531
Last Transfer DateDec 20, 2024
Transfer Doc0003375883
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7607 BLUFF POINT LN, DENVER, NC 28037-7549
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003026641
DateApr 05, 2021
Book Page3026/641
Instrument628582
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7607 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number2781180
Instrument DateSep 13, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7607 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549

Mortgage

Document Number2781180
DateNov 13, 2018
Book Page002781/000180
Instrument585480
Lender
NameAMERICAN AIRLINES EMPS FCU
TypeCredit Union
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 12, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,876.00 (+1.46%)$287,573 (-) Land $27,000 Building $260,573$287,573 (-) Land $27,000 Building $260,573
2023$1,849.00$287,573 Land $27,000 Building $260,573$287,573 Land $27,000 Building $260,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 88 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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