St. Louis County property record for 7606 Bay Hill Trl, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,793 sqft · built 2010 |
| Lot Size | 0.078 acres (3,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2015) |
| Tax Bill | $6,156 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0246-00040 |
| Primary APN | 010-0246-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Gross Area |
| 1st Floor Area | 1,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,418 sqft (0.078 acres) |
| Garage Area | 595 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 986463 |
|---|---|
| Street Address | 7606 BAY HILL TRL |
| City | DULUTH |
| State | MN |
| Zip | 55807-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 10 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL # |
| Legal Subdivision | CIC 107 BAYHILL COVE FIRST SU |
| Legal Unit | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 3400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7606 BAY HILL TRL, DULUTH, MN 55807-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2015 · Amount on Record |
| Deed Sale | Apr 2, 2015 · Amount on Record |
| Prior Sale | Feb 17, 2009 |
| Deed Document Number | 2015955772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7606 BAY HILL TRL, DULUTH, MN 55807-3002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0001020995 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 1020995 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,156.00 (+7.4%) Homeowner's exemption | ||
| 2025 | $5,732.00 (+1.56%) Homeowner's exemption | $503,300 (+18.31%) Land $42,300 Building $461,000 | $503,300 (+18.31%) Land $42,300 Building $461,000 |
| 2024 | $5,644.00 | $425,400 (+19.49%) Land $38,900 Building $386,500 | $425,400 (+19.49%) Land $38,900 Building $386,500 |
| 2022 | $356,000 Land $14,600 Building $341,400 | $356,000 Land $14,600 Building $341,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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