7605 Warbler Ln, Derwood, MD 20855 Property Records

Montgomery County property record for 7605 Warbler Ln, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,224 sqft · built 1966
Lot Size	0.368 acres (16,019 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Oct 2025)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-00786811`

Property Details

APN / Parcel Number

Primary APN	`09-00786811`
Alternative APN	`00786811`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,019 sqft (0.368 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00786811
Street Address	7605 WARBLER LN
City	DERWOOD
State	MD
Zip	20855-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MILL CREEK TOWNE
Legal Subdivision	MILL CREEK TOWNE
Legal Block	Q
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	5
Census Block	5004
Census Tract	700710

Owner

7605 Warbler Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Montgomery County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC
May 16, 2022	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Mar 26, 2021	Intrafamily Transfer, Transfer
Apr 29, 2020	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jan 24, 2017	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Book / Page	69760 / 453
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0623260265
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 28, 2025
Property Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Document Number	0697600453
Book / Page	69760 / 453
Map Reference	MB 78 PL 7871
Instrument Date	Oct 9, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7605 WARBLER LN, DERWOOD, MD 20855-1031

Mortgage

Document Number	0069760464
Date	Oct 28, 2025
Instrument	69760/464

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 16, 2022
Property Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Document Number	0657560195
Book / Page	65756 / 195
Map Reference	MB 78 PL 7871
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8917 PADDOCK LN, 8917, POTOMAC, MD 20854-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7605 WARBLER LN, DERWOOD, MD 20855-1031

Mortgage

Document Number	0065756206
Date	May 16, 2022
Instrument	65756/206

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	Other
Margin	3
Max Rate	8.75%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 26, 2021
Property Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Document Number	0623260265
Book / Page	62326 / 265
Map Reference	MB 78 PL 7871
Instrument Date	Jan 11, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7605 WARBLER LN, ROCKVILLE, MD 20855-1031

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 29, 2020
Property Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Document Number	0594500281
Book / Page	59450 / 281
Map Reference	MB 78 PL 7871
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	COUNSELORS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7605 WARBLER LN, ROCKVILLE, MD 20855-1031

Mortgage

Document Number	0059450288
Date	Apr 29, 2020
Instrument	59450/288

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 24, 2017
Property Address	7605 WARBLER LN, DERWOOD, MD 20855-1031
Document Number	0536230112
Book / Page	053623 / 000112
Instrument Date	Dec 9, 2016
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7605 WARBLER LN ROCKVILLE MD 208551031, ROCKVILLE, MD 20855-1031

Mortgage

Document Number	536230119
Date	Jan 24, 2017
Book Page	053623/000119

Lender

Name	FIRST HM MTG
Type	Mortgage Company
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7605 Warbler Ln was $7,605, up 9.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,800 (+8.41%) Land $212,500 Building $453,300	$665,800 (-) Land $212,500 Building $453,300
2025	$7,605.00 (+9.85%)	$614,167	$665,800 Land $212,500 Building $453,300
2024	$6,923.00
2023		$510,900 Land $212,500 Building $298,400	$510,900 Land $212,500 Building $298,400
2022	$5,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7605 Warbler Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7605 Warbler Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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