Mecklenburg County property record for 7605 Timber Ridge Dr, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,732 sqft · built 1977 |
| Lot Size | 1.1 acres (48,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Dec 2019) |
| Tax Bill | $3,479 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-365-05 |
| Primary APN | 135-365-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,732 sqft Heated Area |
| 1st Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 48,221 sqft (1.1 acres) |
| Deck Area | 340 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 135-365-05 |
|---|---|
| Street Address | 7605 TIMBER RIDGE DR |
| City | MINT HILL |
| State | NC |
| Zip | 28227-5253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L23N M17-432 |
| Legal Subdivision | FARMWOOD SEC 12 |
| Legal Lot Number | 23N M17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 5721 |
7605 Timber Ridge Dr is owned and occupied by two individuals who bought it in December 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jul 2, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Dec 23, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Apr 10, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on File |
| Deed Sale | Dec 23, 2019 · Amount on File |
| Prior Sale | Apr 10, 2019 · Amount on File |
| Deed Document Number | 0034150252 |
| Deed Book / Page | 34150 / 252 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Document Number | 0000217670 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 36764/775 |
| Instrument | 2021217670 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083745 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 33643/107 |
| Instrument | 2019083745 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 23, 2019 |
| Property Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Document Number | 0000175474 |
| Book / Page | 34150 / 252 |
| Map Reference | MB 17 PG 432 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2019175474 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1108 SARANDON DR, 1108, STALLINGS, NC 28104-6838 |
| Name | Verified Name |
|---|---|
| Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Document Number | 0000175475 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019175475 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 10, 2019 |
| Property Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Document Number | 0000041301 |
| Book / Page | 33417 / 623 |
| Map Reference | MB 17 PG 432 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019041301 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7605 TIMBER RIDGE DR, MINT HILL, NC 28227-5253 |
| Document Number | 0000041302 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019041302 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2039 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 7605 Timber Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7605 Timber Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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