7604 Windaliere Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 7604 Windaliere Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,192 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,395,000 (May 2026)
Tax Bill	$6,713 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-572-04`

Property Details

APN / Parcel Number

Primary APN	`001-572-04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	1,802 sqft
Upper Floors Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Area	590 sqft
Porch	Finished/Open Porch
Porch Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7604 WINDALIERE DR
City	CORNELIUS
State	NC
Zip	28031-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L66 M25-716
Legal Subdivision	STERLING POINTE
Legal Block	2
Legal Lot Number	66
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1002
Census Tract	6220

Owner

7604 Windaliere Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Mecklenburg County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NATIONAL ASSOCIATION
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	202645593
Deed Book / Page	40391 / 63
Prior Transfer Date	Sep 1, 1997
Prior Transfer Doc	9273000612
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242568
Date	Dec 29, 2021
Book Page	36911/980
Instrument	2021242568

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070392
Date	Jul 29, 2024
Book Page	38970/418
Instrument	2024070392

Lender

Name	SOFI BANK NATIONAL ASSOCIATION
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 1, 2026
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Document Number	0000045593
Book / Page	40391 / 63
Instrument Date	Apr 28, 2026
Instrument	2026.45593
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281,790.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738

Mortgage

Document Number	0000045594,
Date	May 1, 2026
Book Page	40391/65
Instrument	2026.45594

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163423
Date	Nov 27, 2019
Book Page	34081/145
Instrument	2019163423

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099323
Date	Jul 1, 2020
Book Page	34761/275
Instrument	2020099323

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 1, 2019
Property Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738
Document Number	0000023454
Book / Page	33323 / 779
Map Reference	MB 25 PG 716
Instrument Date	Mar 1, 2019
Instrument	2019023454
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7604 WINDALIERE DR, CORNELIUS, NC 28031-8738

Mortgage

Document Number	0000023455
Date	Mar 1, 2019
Instrument	2019023455

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,051,500 Land $325,000 Building $726,500	$1,051,500 Land $325,000 Building $726,500
2024	$6,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7604 Windaliere Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7604 Windaliere Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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