7604 Tesh Rd, Monroe, NC 28110 Property Records

Union County property record for 7604 Tesh Rd, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	34.2 acres (1,491,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2018)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2023 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`08-156-001C`

Property Details

APN / Parcel Number

Primary APN	`08-156-001C`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	1,491,930 sqft (34.2 acres)

Location & Zoning

Street Address	7604 TESH RD
City	MONROE
State	NC
Zip	28110-8212
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 FAIR
Legal Description	TRACT 1 OPCO219
Legal Subdivision	1809900
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3006
Census Tract	20204

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7604 TESH RD, MONROE, NC 28110-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
May 23, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	201828142
Deed Book / Page	7247 / 297
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7604 TESH RD, MONROE, NC 28110-8212
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7606 TESH RD, MONROE, NC 28110-8212

Mortgage

Document Number	0008648686
Date	Feb 1, 2023
Book Page	8648/686
Instrument	2308

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7604 TESH RD, MONROE, NC 28110-8212
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 EARLSTON RD, INDIAN TRAIL, NC 28079-5826

Mortgage

Document Number	0008713211
Date	May 23, 2023
Book Page	8713/211
Instrument	12145

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (+5,227.18%)	$1,074,600 (+337.36%) Land $23,800 Building $1,050,800	$1,562,400 (+535.9%) Land $511,600 Building $1,050,800
2023	$103.00	$245,700 Land $245,700	$245,700 Land $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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