7604 Stemhart Ln, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7604 Stemhart Ln, Hanover, MD 21076

Property Summary

Property Type	Condominium
Details	built 2020
Owner	Individual Name on Record
Last Sale	$413,295 (Jan 2021)
Tax Bill	$465 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-927-90251874`

Property Details

APN / Parcel Number

Primary APN	`04-927-90251874`
Alternative APN	`92790251874`

Interior

Building Area	2,789 sqft Living Area
1st Floor Area	2,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	92790251874
Street Address	7604 STEMHART LN
City	HANOVER
State	MD
Zip	21076-2333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 12 WATTS VILLAGE
Legal Subdivision	WATTS VILLAGE
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	740108

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7604 STEMHART LN, HANOVER, MD 21076-2333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2021	Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Deed Book / Page	35935 / 344
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7604 STEMHART LN, HANOVER, MD 21076-2333
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376550337
Date	Oct 4, 2021
Book Page	37655/337

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 13, 2021
Property Address	7604 STEMHART LN, HANOVER, MD 21076-2333
Document Number	0359350344
Book / Page	35935 / 344
Map Reference	MB 135 PG 3&4
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,166.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14200 PARK MEADOW DR STE 100, 14200, CHANTILLY, VA 20151-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7604 STEMHART LN, HANOVER, MD 21076-2333

Mortgage

Document Number	35935352
Date	Jan 13, 2021
Instrument	35935/352

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,733 (+0.98%)	$488,000 (+2.93%) Land $244,000 Building $244,000
2025	$465.00
2023	Disabled Person's exemption Veteran's exemption	$474,100 Land $237,000 Building $237,100	$474,100 Land $237,000 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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